TX • 521 Cities • 2026 Data

Cost of Living in Texas

Explore cost of living data for 521 cities in Texas. Compare housing, rent, groceries, healthcare, and utility costs with detailed city-by-city breakdowns.

Cost Index

96.9

Average

Avg Rent

$1,152

/month

State Tax

None

income tax

Avg Income

$70,758

/year

Cities

521

tracked

Cheapest Cities in Texas

Most Expensive Cities in Texas

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All Cities in Texas(521 of 521)

Living in Texas: What to Know

Texas has a cost of living index of 96.9, meaning overall expenses are 3.1% lower the national average. With 521 cities tracked in our database, the state offers a wide range of living situations from very affordable small towns to pricier metropolitan areas.

Housing is typically the largest expense category. Average rent in Texas is approximately $1,152 per month, with significant variation between urban centers and rural communities. Median home values average around $383,935 statewide.

Texas has no state income tax, which is a significant financial advantage. Residents keep more of their earnings, making it especially attractive for high-income earners, retirees, and remote workers.

Texas Cost of Living FAQ

Common questions about living costs in Texas.

Texas has a cost of living index of 96.9 compared to the national average of 100. This means Texas is 3.1% cheaper than the national average. The state has 521 cities tracked in our database with varying costs across urban and rural areas.

The average monthly rent in Texas is approximately $1,152 per month. Rent varies significantly by city — major metropolitan areas tend to have rents 30-60% higher than rural communities within the state. Our city-by-city breakdown below provides median rent, median home prices, and utility costs for every tracked city.

Texas has no state income tax, making it one of the most tax-friendly states in the US. This can save residents thousands of dollars per year compared to high-tax states like California or New York.

The most affordable cities in Texas include Edcouch (-31% vs national average), Elsa (-30% vs national average), La Villa (-30% vs national average). These cities offer significantly lower housing, grocery, and healthcare costs compared to national averages. Explore each city page for detailed expense breakdowns.

Texas offers average cost of living with 521 cities to choose from. With no state income tax, your take-home pay goes further. Key factors to consider include housing costs (average rent ~$1,152/mo), job market, climate, and quality of life. Browse individual city pages below for specific cost breakdowns to help you decide.

Cost of Living in Texas

Cheapest Cities in Texas

Most Expensive Cities in Texas

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All Cities in Texas(521 of 521)

Abilene

Addison

Alamo

Alamo Heights

Aledo

Allen

Alvarado

Alvin

Alvord

Amarillo

Anahuac

Angleton

Anna

Anson

Anthony

Appleby

Aransas Pass

Archer City

Argyle

Arlington

Arp

Aubrey

Austin

Azle

Bacliff

Baird

Balcones Heights

Bandera

Bardwell

Bartlett

Bartonville

Bastrop

Bayou Vista

Baytown

Beasley

Beaumont

Bedford

Bee Cave

Bellaire

Bellevue

Bells

Bellville

Belton

Big Sandy

Bishop

Blue Ridge

Boerne

Boyd

Brazoria

Briarcliff

Bridge City

Bridgeport

Brookshire

Brookside Village

Brownsville

Buda

Buffalo Gap

Buffalo Springs

Bullard

Burkburnett

Burleson

Byers

Caddo Mills

Campbell

Canutillo

Canyon

Canyon Lake

Carlsbad

Carrollton

Castle Hills

Castroville

Cedar Hill

Cedar Park