Cost of Living in New York City

New York · Population: 8,483,844 · Updated 2026

Above Average
Cost Index
112.6
100 = US avg
Median Income
$80K
Annual household
Median Rent
$1,821/mo
2-bedroom unit
Rent Burden
27%
Income to rent ratio
Cost Category Breakdown

Indexed to national average (100)

Housing107.1
Groceries359.2
Utilities100.0
Transportation247.2
Healthcare100.0
Economic Details
Median Home Value$778K
State Income Tax10.9%
Unemployment Rate4.5%
Est. Net Income$72K/yr
Affordability Score
94
out of 100
Above national average cost
Salary Converter for New York City

See what salary you'd need in another city to match your purchasing power in New York City.

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About New York City

New York City is the most populous city in the United States and a global center of finance, culture, and innovation. While salaries are among the highest in the nation, the cost of living remains extremely high, particularly for housing.

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Frequently Asked Questions

Is New York City expensive?

New York City has a cost of living index of 112.6, where 100 represents the national average. This makes New York City more expensive than most US cities.

What salary do you need to live comfortably in New York City?

Based on a rent-to-income ratio of 30%, you'd need at least $72,840 to afford the median 2-bedroom apartment in New York City and maintain basic expenses.

What is the median rent in New York City?

The median 2-bedroom rent in New York City is $1,821 per month, according to HUD Fair Market Rent data.