Cost of Living in Austin

Texas · Population: 979,539 · Updated 2026

Below Average
Cost Index
98.1
100 = US avg
Median Income
$94K
Annual household
Median Rent
$1,729/mo
2-bedroom unit
Rent Burden
22%
Income to rent ratio
Cost Category Breakdown

Indexed to national average (100)

Housing101.7
Groceries100.0
Utilities100.0
Transportation100.0
Healthcare100.0
Economic Details
Median Home Value$555K
State Income TaxNone
Unemployment Rate3.2%
Est. Net Income$94K/yr
Affordability Score
101
out of 100
Below national average cost
Salary Converter for Austin

See what salary you'd need in another city to match your purchasing power in Austin.

$75,000

About Austin

Austin has transformed from a college town into a major tech and startup hub, attracting companies like Tesla, Apple, and Dell. Texas has no state income tax, making it especially attractive for high earners.

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Frequently Asked Questions

Is Austin expensive?

Austin has a cost of living index of 98.1, where 100 represents the national average. This is close to the national average.

What salary do you need to live comfortably in Austin?

Based on a rent-to-income ratio of 30%, you'd need at least $69,160 to afford the median 2-bedroom apartment in Austin and maintain basic expenses.

What is the median rent in Austin?

The median 2-bedroom rent in Austin is $1,729 per month, according to HUD Fair Market Rent data.