Cost of Living in Miami

Florida · Population: 459,745 · Updated 2026

Above Average
Cost Index
114.2
100 = US avg
Median Income
$62K
Annual household
Median Rent
$1,758/mo
2-bedroom unit
Rent Burden
34%
Income to rent ratio
Cost Category Breakdown

Indexed to national average (100)

Housing103.4
Groceries345.1
Utilities100.0
Transportation291.8
Healthcare100.0
Economic Details
Median Home Value$518K
State Income TaxNone
Unemployment Rate3.5%
Est. Net Income$62K/yr
Affordability Score
93
out of 100
Above national average cost
Salary Converter for Miami

See what salary you'd need in another city to match your purchasing power in Miami.

$75,000

About Miami

Miami is a vibrant international city with no state income tax. The thriving finance, tourism, and tech startup scenes attract global talent. However, housing costs have risen sharply as remote workers relocate here.

Compare Nearby Cities

Explore More

Frequently Asked Questions

Is Miami expensive?

Miami has a cost of living index of 114.2, where 100 represents the national average. This makes Miami more expensive than most US cities.

What salary do you need to live comfortably in Miami?

Based on a rent-to-income ratio of 30%, you'd need at least $70,320 to afford the median 2-bedroom apartment in Miami and maintain basic expenses.

What is the median rent in Miami?

The median 2-bedroom rent in Miami is $1,758 per month, according to HUD Fair Market Rent data.