Texas • 2026 Data

Cost of Living in Plano, Texas

Overall cost of living: +9% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Plano.

Housing
+11% vs avg
Utilities
+13% vs avg
Groceries
-2% vs avg
Transportation
Housing & Utilities
+11% vs avg
Median Home Price
$590,744
Median Rent
$1,773 / month
Energy Bill
$248.31 / month
Phone Bill
$221.52 / month
Gas (per gallon)
$3.09 / gallon
Food & Grocery
-2% vs avg
Loaf of Bread
$4.00
Gallon of Milk
$4.64
Carton of Eggs
$4.58
Bunch of Bananas
$0.75
Hamburger
$5.66
Healthcare
Doctor's Visit
$185.67
Dentist Visit
$149.15
Optometrist Visit
$169.11
Rx Drug
$26.88
Veterinary Visit
$79.35

Plano in the Context of Texas

State Avg Cost Index96.9
State Avg Rent$1,152/mo
State Income TaxNone
Cities in State521

Other Cities in Texas

About Living in Plano, Texas

Plano is located in Texas and has an overall cost of living that is +9% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Plano.

Housing: Median rent in Plano is $1,773 / month, and the median home price is $590,744. Housing costs are +11% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.00), milk ($4.64), and eggs ($4.58) reflect the local grocery landscape. Overall grocery costs are -2% vs the national average.

Healthcare: Medical costs include doctor visits ($185.67), dentist visits ($149.15), and prescription drugs ($26.88). These costs should be factored into your monthly budget when planning a move.

Texas has no state income tax, which means residents of Plano keep more of their earnings. This is especially beneficial for high-income earners and retirees.

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Plano, Texas Cost of Living FAQ

Common questions about living costs in Plano.

Plano, Texas has an overall cost of living that is +9% the national average. Housing costs are +11% vs the national average. Grocery prices are -2% vs average. Utilities are +13% vs average. This makes Plano a city with costs close to national averages.
The median rent in Plano, Texas is $1,773 / month. Average energy bills run $248.31 / month. Phone bills average $221.52 / month. Housing is typically the largest expense for residents.
Healthcare costs in Plano: doctor's visit averages $185.67, dentist visit averages $149.15, prescription drugs average $26.88. Overall healthcare expenses in the area are influenced by the -2% grocery cost difference.
Plano is one of 521 cities tracked in Texas. With an overall cost +9% vs the national average, it tends to be pricier than some smaller communities. Visit our Texas state page to compare all cities side-by-side and find the best fit for your budget.
Plano offers cost of living +9% compared to the national average. Key factors to consider: median home price of $590,744, rent of $1,773 / month, and no state income tax in Texas. Explore our detailed cost breakdown above to see if Plano fits your budget.