Texas • 2026 Data

Cost of Living in Panhandle, Texas

Overall cost of living: -19% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Panhandle.

Housing
-46% vs avg
Utilities
-11% vs avg
Groceries
-6% vs avg
Transportation
Housing & Utilities
-46% vs avg
Median Home Price
$289,800
Median Rent
$869.74 / month
Energy Bill
$195.04 / month
Phone Bill
$173.99 / month
Gas (per gallon)
$2.80 / gallon
Food & Grocery
-6% vs avg
Loaf of Bread
$3.87
Gallon of Milk
$4.48
Carton of Eggs
$4.42
Bunch of Bananas
$0.73
Hamburger
$5.47
Healthcare
Doctor's Visit
$125.99
Dentist Visit
$101.20
Optometrist Visit
$114.75
Rx Drug
$18.24
Veterinary Visit
$66.09

Panhandle in the Context of Texas

State Avg Cost Index96.9
State Avg Rent$1,152/mo
State Income TaxNone
Cities in State521

Other Cities in Texas

About Living in Panhandle, Texas

Panhandle is located in Texas and has an overall cost of living that is -19% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Panhandle.

Housing: Median rent in Panhandle is $869.74 / month, and the median home price is $289,800. Housing costs are -46% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.87), milk ($4.48), and eggs ($4.42) reflect the local grocery landscape. Overall grocery costs are -6% vs the national average.

Healthcare: Medical costs include doctor visits ($125.99), dentist visits ($101.20), and prescription drugs ($18.24). These costs should be factored into your monthly budget when planning a move.

Texas has no state income tax, which means residents of Panhandle keep more of their earnings. This is especially beneficial for high-income earners and retirees.

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Panhandle, Texas Cost of Living FAQ

Common questions about living costs in Panhandle.

Panhandle, Texas has an overall cost of living that is -19% the national average. Housing costs are -46% vs the national average. Grocery prices are -6% vs average. Utilities are -11% vs average. This makes Panhandle a very affordable place to live.
The median rent in Panhandle, Texas is $869.74 / month. Average energy bills run $195.04 / month. Phone bills average $173.99 / month. Housing is typically the largest expense for residents.
Healthcare costs in Panhandle: doctor's visit averages $125.99, dentist visit averages $101.20, prescription drugs average $18.24. Overall healthcare expenses in the area are influenced by the -6% grocery cost difference.
Panhandle is one of 521 cities tracked in Texas. With an overall cost -19% vs the national average, it is more affordable than many other cities in the state. Visit our Texas state page to compare all cities side-by-side and find the best fit for your budget.
Panhandle offers cost of living -19% compared to the national average. Key factors to consider: median home price of $289,800, rent of $869.74 / month, and no state income tax in Texas. Explore our detailed cost breakdown above to see if Panhandle fits your budget.