Texas • 2026 Data

Cost of Living in Prosper, Texas

Overall cost of living: +2% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Prosper.

Housing
+29% vs avg
Utilities
+19% vs avg
Groceries
-9% vs avg
Transportation
Housing & Utilities
+29% vs avg
Median Home Price
$689,928
Median Rent
$2,071 / month
Energy Bill
$262.39 / month
Phone Bill
$234.08 / month
Gas (per gallon)
$2.92 / gallon
Food & Grocery
-9% vs avg
Loaf of Bread
$3.73
Gallon of Milk
$4.32
Carton of Eggs
$4.26
Bunch of Bananas
$0.70
Hamburger
$5.27
Healthcare
Doctor's Visit
$160.14
Dentist Visit
$128.64
Optometrist Visit
$145.85
Rx Drug
$23.18
Veterinary Visit
$60.07

Prosper in the Context of Texas

State Avg Cost Index96.9
State Avg Rent$1,152/mo
State Income TaxNone
Cities in State521

Other Cities in Texas

About Living in Prosper, Texas

Prosper is located in Texas and has an overall cost of living that is +2% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Prosper.

Housing: Median rent in Prosper is $2,071 / month, and the median home price is $689,928. Housing costs are +29% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.73), milk ($4.32), and eggs ($4.26) reflect the local grocery landscape. Overall grocery costs are -9% vs the national average.

Healthcare: Medical costs include doctor visits ($160.14), dentist visits ($128.64), and prescription drugs ($23.18). These costs should be factored into your monthly budget when planning a move.

Texas has no state income tax, which means residents of Prosper keep more of their earnings. This is especially beneficial for high-income earners and retirees.

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Prosper, Texas Cost of Living FAQ

Common questions about living costs in Prosper.

Prosper, Texas has an overall cost of living that is +2% the national average. Housing costs are +29% vs the national average. Grocery prices are -9% vs average. Utilities are +19% vs average. This makes Prosper a city with costs close to national averages.
The median rent in Prosper, Texas is $2,071 / month. Average energy bills run $262.39 / month. Phone bills average $234.08 / month. Housing is typically the largest expense for residents.
Healthcare costs in Prosper: doctor's visit averages $160.14, dentist visit averages $128.64, prescription drugs average $23.18. Overall healthcare expenses in the area are influenced by the -9% grocery cost difference.
Prosper is one of 521 cities tracked in Texas. With an overall cost +2% vs the national average, it tends to be pricier than some smaller communities. Visit our Texas state page to compare all cities side-by-side and find the best fit for your budget.
Prosper offers cost of living +2% compared to the national average. Key factors to consider: median home price of $689,928, rent of $2,071 / month, and no state income tax in Texas. Explore our detailed cost breakdown above to see if Prosper fits your budget.