Texas • 2026 Data

Cost of Living in Kirby, Texas

Overall cost of living: -9% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Kirby.

Housing
-21% vs avg
Utilities
-5% vs avg
Groceries
-7% vs avg
Transportation
Housing & Utilities
-21% vs avg
Median Home Price
$420,358
Median Rent
$1,262 / month
Energy Bill
$210.00 / month
Phone Bill
$187.35 / month
Gas (per gallon)
$2.98 / gallon
Food & Grocery
-7% vs avg
Loaf of Bread
$3.82
Gallon of Milk
$4.43
Carton of Eggs
$4.37
Bunch of Bananas
$0.72
Hamburger
$5.41
Healthcare
Doctor's Visit
$143.98
Dentist Visit
$115.66
Optometrist Visit
$131.14
Rx Drug
$20.84
Veterinary Visit
$69.10

Kirby in the Context of Texas

State Avg Cost Index96.9
State Avg Rent$1,152/mo
State Income TaxNone
Cities in State521

Other Cities in Texas

About Living in Kirby, Texas

Kirby is located in Texas and has an overall cost of living that is -9% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Kirby.

Housing: Median rent in Kirby is $1,262 / month, and the median home price is $420,358. Housing costs are -21% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.82), milk ($4.43), and eggs ($4.37) reflect the local grocery landscape. Overall grocery costs are -7% vs the national average.

Healthcare: Medical costs include doctor visits ($143.98), dentist visits ($115.66), and prescription drugs ($20.84). These costs should be factored into your monthly budget when planning a move.

Texas has no state income tax, which means residents of Kirby keep more of their earnings. This is especially beneficial for high-income earners and retirees.

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Kirby, Texas Cost of Living FAQ

Common questions about living costs in Kirby.

Kirby, Texas has an overall cost of living that is -9% the national average. Housing costs are -21% vs the national average. Grocery prices are -7% vs average. Utilities are -5% vs average. This makes Kirby a reasonably affordable city.
The median rent in Kirby, Texas is $1,262 / month. Average energy bills run $210.00 / month. Phone bills average $187.35 / month. Housing is typically the largest expense for residents.
Healthcare costs in Kirby: doctor's visit averages $143.98, dentist visit averages $115.66, prescription drugs average $20.84. Overall healthcare expenses in the area are influenced by the -7% grocery cost difference.
Kirby is one of 521 cities tracked in Texas. With an overall cost -9% vs the national average, it is more affordable than many other cities in the state. Visit our Texas state page to compare all cities side-by-side and find the best fit for your budget.
Kirby offers cost of living -9% compared to the national average. Key factors to consider: median home price of $420,358, rent of $1,262 / month, and no state income tax in Texas. Explore our detailed cost breakdown above to see if Kirby fits your budget.