Texas • 2026 Data

Cost of Living in Chico, Texas

Overall cost of living: -9% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Chico.

Housing
-38% vs avg
Utilities
+13% vs avg
Groceries
-1% vs avg
Transportation
Housing & Utilities
-38% vs avg
Median Home Price
$330,073
Median Rent
$990.60 / month
Energy Bill
$247.65 / month
Phone Bill
$220.93 / month
Gas (per gallon)
$2.81 / gallon
Food & Grocery
-1% vs avg
Loaf of Bread
$4.04
Gallon of Milk
$4.68
Carton of Eggs
$4.62
Bunch of Bananas
$0.76
Hamburger
$5.72
Healthcare
Doctor's Visit
$155.98
Dentist Visit
$125.30
Optometrist Visit
$142.07
Rx Drug
$22.58
Veterinary Visit
$70.46

Chico in the Context of Texas

State Avg Cost Index96.9
State Avg Rent$1,152/mo
State Income TaxNone
Cities in State521

Other Cities in Texas

About Living in Chico, Texas

Chico is located in Texas and has an overall cost of living that is -9% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Chico.

Housing: Median rent in Chico is $990.60 / month, and the median home price is $330,073. Housing costs are -38% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.04), milk ($4.68), and eggs ($4.62) reflect the local grocery landscape. Overall grocery costs are -1% vs the national average.

Healthcare: Medical costs include doctor visits ($155.98), dentist visits ($125.30), and prescription drugs ($22.58). These costs should be factored into your monthly budget when planning a move.

Texas has no state income tax, which means residents of Chico keep more of their earnings. This is especially beneficial for high-income earners and retirees.

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Chico, Texas Cost of Living FAQ

Common questions about living costs in Chico.

Chico, Texas has an overall cost of living that is -9% the national average. Housing costs are -38% vs the national average. Grocery prices are -1% vs average. Utilities are +13% vs average. This makes Chico a reasonably affordable city.
The median rent in Chico, Texas is $990.60 / month. Average energy bills run $247.65 / month. Phone bills average $220.93 / month. Housing is typically the largest expense for residents.
Healthcare costs in Chico: doctor's visit averages $155.98, dentist visit averages $125.30, prescription drugs average $22.58. Overall healthcare expenses in the area are influenced by the -1% grocery cost difference.
Chico is one of 521 cities tracked in Texas. With an overall cost -9% vs the national average, it is more affordable than many other cities in the state. Visit our Texas state page to compare all cities side-by-side and find the best fit for your budget.
Chico offers cost of living -9% compared to the national average. Key factors to consider: median home price of $330,073, rent of $990.60 / month, and no state income tax in Texas. Explore our detailed cost breakdown above to see if Chico fits your budget.