Katy is located in Texas and has an overall cost of living that is -11% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Katy.

Housing: Median rent in Katy is $1,130 / month, and the median home price is $376,615. Housing costs are -29% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.94), milk ($4.57), and eggs ($4.51) reflect the local grocery landscape. Overall grocery costs are -4% vs the national average.

Healthcare: Medical costs include doctor visits ($160.29), dentist visits ($128.76), and prescription drugs ($23.21). These costs should be factored into your monthly budget when planning a move.

Texas has no state income tax, which means residents of Katy keep more of their earnings. This is especially beneficial for high-income earners and retirees.

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Katy, Texas Cost of Living FAQ

Common questions about living costs in Katy.

Katy, Texas has an overall cost of living that is -11% the national average. Housing costs are -29% vs the national average. Grocery prices are -4% vs average. Utilities are -5% vs average. This makes Katy a very affordable place to live.

The median rent in Katy, Texas is $1,130 / month. Average energy bills run $208.46 / month. Phone bills average $185.97 / month. Housing is typically the largest expense for residents.

Healthcare costs in Katy: doctor's visit averages $160.29, dentist visit averages $128.76, prescription drugs average $23.21. Overall healthcare expenses in the area are influenced by the -4% grocery cost difference.

Katy is one of 521 cities tracked in Texas. With an overall cost -11% vs the national average, it is more affordable than many other cities in the state. Visit our Texas state page to compare all cities side-by-side and find the best fit for your budget.

Katy offers cost of living -11% compared to the national average. Key factors to consider: median home price of $376,615, rent of $1,130 / month, and no state income tax in Texas. Explore our detailed cost breakdown above to see if Katy fits your budget.