Texas • 2026 Data

Cost of Living in Belton, Texas

Overall cost of living: -15% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Belton.

Housing
-27% vs avg
Utilities
+2% vs avg
Groceries
-7% vs avg
Transportation
Housing & Utilities
-27% vs avg
Median Home Price
$388,163
Median Rent
$1,165 / month
Energy Bill
$224.31 / month
Phone Bill
$200.11 / month
Gas (per gallon)
$2.73 / gallon
Food & Grocery
-7% vs avg
Loaf of Bread
$3.82
Gallon of Milk
$4.43
Carton of Eggs
$4.37
Bunch of Bananas
$0.72
Hamburger
$5.41
Healthcare
Doctor's Visit
$130.91
Dentist Visit
$105.16
Optometrist Visit
$119.23
Rx Drug
$18.95
Veterinary Visit
$62.36

Belton in the Context of Texas

State Avg Cost Index96.9
State Avg Rent$1,152/mo
State Income TaxNone
Cities in State521

Other Cities in Texas

About Living in Belton, Texas

Belton is located in Texas and has an overall cost of living that is -15% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Belton.

Housing: Median rent in Belton is $1,165 / month, and the median home price is $388,163. Housing costs are -27% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.82), milk ($4.43), and eggs ($4.37) reflect the local grocery landscape. Overall grocery costs are -7% vs the national average.

Healthcare: Medical costs include doctor visits ($130.91), dentist visits ($105.16), and prescription drugs ($18.95). These costs should be factored into your monthly budget when planning a move.

Texas has no state income tax, which means residents of Belton keep more of their earnings. This is especially beneficial for high-income earners and retirees.

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Belton, Texas Cost of Living FAQ

Common questions about living costs in Belton.

Belton, Texas has an overall cost of living that is -15% the national average. Housing costs are -27% vs the national average. Grocery prices are -7% vs average. Utilities are +2% vs average. This makes Belton a very affordable place to live.
The median rent in Belton, Texas is $1,165 / month. Average energy bills run $224.31 / month. Phone bills average $200.11 / month. Housing is typically the largest expense for residents.
Healthcare costs in Belton: doctor's visit averages $130.91, dentist visit averages $105.16, prescription drugs average $18.95. Overall healthcare expenses in the area are influenced by the -7% grocery cost difference.
Belton is one of 521 cities tracked in Texas. With an overall cost -15% vs the national average, it is more affordable than many other cities in the state. Visit our Texas state page to compare all cities side-by-side and find the best fit for your budget.
Belton offers cost of living -15% compared to the national average. Key factors to consider: median home price of $388,163, rent of $1,165 / month, and no state income tax in Texas. Explore our detailed cost breakdown above to see if Belton fits your budget.