Texas • 2026 Data

Cost of Living in Lubbock, Texas

Overall cost of living: -7% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Lubbock.

Housing
-13% vs avg
Utilities
+6% vs avg
Groceries
-4% vs avg
Transportation
Housing & Utilities
-13% vs avg
Median Home Price
$462,554
Median Rent
$1,388 / month
Energy Bill
$233.56 / month
Phone Bill
$208.36 / month
Gas (per gallon)
$2.63 / gallon
Food & Grocery
-4% vs avg
Loaf of Bread
$3.95
Gallon of Milk
$4.58
Carton of Eggs
$4.52
Bunch of Bananas
$0.74
Hamburger
$5.59
Healthcare
Doctor's Visit
$150.14
Dentist Visit
$120.60
Optometrist Visit
$136.75
Rx Drug
$21.74
Veterinary Visit
$68.53

Lubbock in the Context of Texas

State Avg Cost Index96.9
State Avg Rent$1,152/mo
State Income TaxNone
Cities in State521

Other Cities in Texas

About Living in Lubbock, Texas

Lubbock is located in Texas and has an overall cost of living that is -7% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Lubbock.

Housing: Median rent in Lubbock is $1,388 / month, and the median home price is $462,554. Housing costs are -13% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.95), milk ($4.58), and eggs ($4.52) reflect the local grocery landscape. Overall grocery costs are -4% vs the national average.

Healthcare: Medical costs include doctor visits ($150.14), dentist visits ($120.60), and prescription drugs ($21.74). These costs should be factored into your monthly budget when planning a move.

Texas has no state income tax, which means residents of Lubbock keep more of their earnings. This is especially beneficial for high-income earners and retirees.

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Lubbock, Texas Cost of Living FAQ

Common questions about living costs in Lubbock.

Lubbock, Texas has an overall cost of living that is -7% the national average. Housing costs are -13% vs the national average. Grocery prices are -4% vs average. Utilities are +6% vs average. This makes Lubbock a reasonably affordable city.
The median rent in Lubbock, Texas is $1,388 / month. Average energy bills run $233.56 / month. Phone bills average $208.36 / month. Housing is typically the largest expense for residents.
Healthcare costs in Lubbock: doctor's visit averages $150.14, dentist visit averages $120.60, prescription drugs average $21.74. Overall healthcare expenses in the area are influenced by the -4% grocery cost difference.
Lubbock is one of 521 cities tracked in Texas. With an overall cost -7% vs the national average, it is more affordable than many other cities in the state. Visit our Texas state page to compare all cities side-by-side and find the best fit for your budget.
Lubbock offers cost of living -7% compared to the national average. Key factors to consider: median home price of $462,554, rent of $1,388 / month, and no state income tax in Texas. Explore our detailed cost breakdown above to see if Lubbock fits your budget.