Troy is located in Texas and has an overall cost of living that is -19% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Troy.

Housing: Median rent in Troy is $948.08 / month, and the median home price is $315,906. Housing costs are -41% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.82), milk ($4.43), and eggs ($4.37) reflect the local grocery landscape. Overall grocery costs are -7% vs the national average.

Healthcare: Medical costs include doctor visits ($130.91), dentist visits ($105.16), and prescription drugs ($18.95). These costs should be factored into your monthly budget when planning a move.

Texas has no state income tax, which means residents of Troy keep more of their earnings. This is especially beneficial for high-income earners and retirees.

Explore More

Salary Calculator

Calculate what salary you need when moving to or from Troy.

Cheapest US Cities

See the most affordable cities in the US ranked by cost index.

All Texas Cities

Compare Troy with all 521 cities in Texas.

Troy, Texas Cost of Living FAQ

Common questions about living costs in Troy.

Troy, Texas has an overall cost of living that is -19% the national average. Housing costs are -41% vs the national average. Grocery prices are -7% vs average. Utilities are +2% vs average. This makes Troy a very affordable place to live.

The median rent in Troy, Texas is $948.08 / month. Average energy bills run $224.31 / month. Phone bills average $200.11 / month. Housing is typically the largest expense for residents.

Healthcare costs in Troy: doctor's visit averages $130.91, dentist visit averages $105.16, prescription drugs average $18.95. Overall healthcare expenses in the area are influenced by the -7% grocery cost difference.

Troy is one of 521 cities tracked in Texas. With an overall cost -19% vs the national average, it is more affordable than many other cities in the state. Visit our Texas state page to compare all cities side-by-side and find the best fit for your budget.

Troy offers cost of living -19% compared to the national average. Key factors to consider: median home price of $315,906, rent of $948.08 / month, and no state income tax in Texas. Explore our detailed cost breakdown above to see if Troy fits your budget.