New Mexico • 2026 Data

Cost of Living in Bernalillo, New Mexico

Overall cost of living: -9% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Bernalillo.

Housing
-30% vs avg
Utilities
-15% vs avg
Groceries
-2% vs avg
Transportation
Housing & Utilities
-30% vs avg
Median Home Price
$373,911
Median Rent
$1,122 / month
Energy Bill
$186.01 / month
Phone Bill
$165.94 / month
Gas (per gallon)
$2.88 / gallon
Food & Grocery
-2% vs avg
Loaf of Bread
$4.01
Gallon of Milk
$4.65
Carton of Eggs
$4.59
Bunch of Bananas
$0.75
Hamburger
$5.67
Healthcare
Doctor's Visit
$166.29
Dentist Visit
$133.58
Optometrist Visit
$151.46
Rx Drug
$24.07
Veterinary Visit
$74.48

Bernalillo in the Context of New Mexico

State Avg Cost Index95.5
State Avg Rent$1,194/mo
State Income Tax5.9%
Cities in State33

Other Cities in New Mexico

About Living in Bernalillo, New Mexico

Bernalillo is located in New Mexico and has an overall cost of living that is -9% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Bernalillo.

Housing: Median rent in Bernalillo is $1,122 / month, and the median home price is $373,911. Housing costs are -30% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.01), milk ($4.65), and eggs ($4.59) reflect the local grocery landscape. Overall grocery costs are -2% vs the national average.

Healthcare: Medical costs include doctor visits ($166.29), dentist visits ($133.58), and prescription drugs ($24.07). These costs should be factored into your monthly budget when planning a move.

New Mexico has a state income tax rate of 5.9%, which affects take-home pay for Bernalillo residents.

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Bernalillo, New Mexico Cost of Living FAQ

Common questions about living costs in Bernalillo.

Bernalillo, New Mexico has an overall cost of living that is -9% the national average. Housing costs are -30% vs the national average. Grocery prices are -2% vs average. Utilities are -15% vs average. This makes Bernalillo a reasonably affordable city.
The median rent in Bernalillo, New Mexico is $1,122 / month. Average energy bills run $186.01 / month. Phone bills average $165.94 / month. Housing is typically the largest expense for residents.
Healthcare costs in Bernalillo: doctor's visit averages $166.29, dentist visit averages $133.58, prescription drugs average $24.07. Overall healthcare expenses in the area are influenced by the -2% grocery cost difference.
Bernalillo is one of 33 cities tracked in New Mexico. With an overall cost -9% vs the national average, it is more affordable than many other cities in the state. Visit our New Mexico state page to compare all cities side-by-side and find the best fit for your budget.
Bernalillo offers cost of living -9% compared to the national average. Key factors to consider: median home price of $373,911, rent of $1,122 / month, and a state income tax of 5.9% in New Mexico. Explore our detailed cost breakdown above to see if Bernalillo fits your budget.