NM33 Cities • 2026 Data

Cost of Living in New Mexico

Explore cost of living data for 33 cities in New Mexico. Compare housing, rent, groceries, healthcare, and utility costs with detailed city-by-city breakdowns.

Cost Index
95.5
Average
Avg Rent
$1,194
/month
State Tax
5.9%
income tax
Avg Income
$68,317
/year
Cities
33
tracked

All Cities in New Mexico(33 of 33)

Albuquerque

-3%
Rent$1,452 / month
Home Price$483,919
Housing
-9%
Groceries
-2%
View Details

Algodones

-4%
Rent$1,641 / month
Home Price$546,826
Housing
+2%
Groceries
-2%
View Details

Anthony

-20%
Rent$726.17 / month
Home Price$241,963
Housing
-55%
Groceries
-3%
View Details

Belen

-13%
Rent$845.53 / month
Home Price$281,734
Housing
-47%
Groceries
-2%
View Details

Berino

-18%
Rent$734.57 / month
Home Price$244,762
Housing
-54%
Groceries
-3%
View Details

Bernalillo

-9%
Rent$1,122 / month
Home Price$373,911
Housing
-30%
Groceries
-2%
View Details

Bosque Farms

+1%
Rent$1,525 / month
Home Price$508,287
Housing
-5%
Groceries
-2%
View Details

Chaparral

-14%
Rent$814.40 / month
Home Price$271,363
Housing
-49%
Groceries
-3%
View Details

Cochiti Lake

-1%
Rent$1,377 / month
Home Price$458,732
Housing
-14%
Groceries
-2%
View Details

Corrales

+17%
Rent$2,867 / month
Home Price$955,392
Housing
+79%
Groceries
-2%
View Details

Cuba

-20%
Rent$499.32 / month
Home Price$166,375
Housing
-69%
Groceries
-2%
View Details

Estancia

-13%
Rent$934.97 / month
Home Price$311,537
Housing
-42%
Groceries
-2%
View Details

Hatch

-21%
Rent$659.84 / month
Home Price$219,863
Housing
-59%
Groceries
-3%
View Details

Jarales

-11%
Rent$963.49 / month
Home Price$321,040
Housing
-40%
Groceries
-2%
View Details

Jemez Pueblo

-14%
Rent$833.46 / month
Home Price$277,714
Housing
-48%
Groceries
-2%
View Details

Jemez Springs

-6%
Rent$1,318 / month
Home Price$439,257
Housing
-18%
Groceries
-2%
View Details

La Mesa

-13%
Rent$1,173 / month
Home Price$390,786
Housing
-27%
Groceries
-3%
View Details

Las Cruces

-9%
Rent$1,337 / month
Home Price$445,462
Housing
-17%
Groceries
-3%
View Details

Los Lunas

-4%
Rent$1,299 / month
Home Price$432,892
Housing
-19%
Groceries
-2%
View Details

Los Ranchos de Albuquerque

+12%
Rent$2,549 / month
Home Price$849,311
Housing
+59%
Groceries
-2%
View Details

Mesilla

Rent$2,008 / month
Home Price$669,235
View Details

Moriarty

-11%
Rent$885.08 / month
Home Price$294,912
Housing
-45%
Groceries
-2%
View Details

Mountainair

-13%
Rent$795.27 / month
Home Price$264,988
Housing
-50%
Groceries
-2%
View Details

Peralta

-5%
Rent$1,402 / month
Home Price$467,268
Housing
-13%
Groceries
-2%
View Details

Radium Springs

-14%
Rent$994.97 / month
Home Price$331,527
Housing
-38%
Groceries
-3%
View Details

Rio Rancho

-7%
Rent$1,475 / month
Home Price$491,397
Housing
-8%
Groceries
-3%
View Details

San Miguel

-21%
Rent$786.89 / month
Home Price$262,196
Housing
-51%
Groceries
-3%
View Details

Santa Teresa

-8%
Rent$1,365 / month
Home Price$454,848
Housing
-15%
Groceries
-3%
View Details

Santo Domingo Pueblo

-15%
Rent$761.70 / month
Home Price$253,803
Housing
-52%
Groceries
-2%
View Details

Sunland Park

-16%
Rent$884.08 / month
Home Price$294,581
Housing
-45%
Groceries
-3%
View Details

Tijeras

+8%
Rent$1,739 / month
Home Price$579,530
Housing
+9%
Groceries
-2%
View Details

Tome

-17%
Rent$928.66 / month
Home Price$309,432
Housing
-42%
Groceries
-2%
View Details

Vado

-20%
Rent$713.26 / month
Home Price$237,661
Housing
-56%
Groceries
-3%
View Details

Living in New Mexico: What to Know

New Mexico has a cost of living index of 95.5, meaning overall expenses are 4.5% lower the national average. With 33 cities tracked in our database, the state offers a wide range of living situations from very affordable small towns to pricier metropolitan areas.

Housing is typically the largest expense category. Average rent in New Mexico is approximately $1,194 per month, with significant variation between urban centers and rural communities. Median home values average around $397,955 statewide.

The state income tax rate in New Mexico is 5.9%, which directly affects take-home pay. Factor this into salary comparisons when considering a move from states with different tax rates.

New Mexico Cost of Living FAQ

Common questions about living costs in New Mexico.

New Mexico has a cost of living index of 95.5 compared to the national average of 100. This means New Mexico is 4.5% cheaper than the national average. The state has 33 cities tracked in our database with varying costs across urban and rural areas.
The average monthly rent in New Mexico is approximately $1,194 per month. Rent varies significantly by city — major metropolitan areas tend to have rents 30-60% higher than rural communities within the state. Our city-by-city breakdown below provides median rent, median home prices, and utility costs for every tracked city.
New Mexico has a state income tax rate of approximately 5.9%. This affects take-home pay significantly — on a $100,000 salary, you'd pay roughly $5,900 in state income taxes.
The most affordable cities in New Mexico include Hatch (-21% vs national average), San Miguel (-21% vs national average), Anthony (-20% vs national average). These cities offer significantly lower housing, grocery, and healthcare costs compared to national averages. Explore each city page for detailed expense breakdowns.
New Mexico offers average cost of living with 33 cities to choose from. Key factors to consider include housing costs (average rent ~$1,194/mo), job market, climate, and quality of life. Browse individual city pages below for specific cost breakdowns to help you decide.