Bay St. Louis is located in Mississippi and has an overall cost of living that is -15% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Bay St. Louis.

Housing: Median rent in Bay St. Louis is $1,098 / month, and the median home price is $365,877. Housing costs are -31% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.89), milk ($4.51), and eggs ($4.45) reflect the local grocery landscape. Overall grocery costs are -5% vs the national average.

Healthcare: Medical costs include doctor visits ($154.45), dentist visits ($124.06), and prescription drugs ($22.36). These costs should be factored into your monthly budget when planning a move.

Mississippi has a state income tax rate of 5%, which affects take-home pay for Bay St. Louis residents.

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Bay St. Louis, Mississippi Cost of Living FAQ

Common questions about living costs in Bay St. Louis.

Bay St. Louis, Mississippi has an overall cost of living that is -15% the national average. Housing costs are -31% vs the national average. Grocery prices are -5% vs average. Utilities are -1% vs average. This makes Bay St. Louis a very affordable place to live.

The median rent in Bay St. Louis, Mississippi is $1,098 / month. Average energy bills run $217.93 / month. Phone bills average $194.42 / month. Housing is typically the largest expense for residents.

Healthcare costs in Bay St. Louis: doctor's visit averages $154.45, dentist visit averages $124.06, prescription drugs average $22.36. Overall healthcare expenses in the area are influenced by the -5% grocery cost difference.

Bay St. Louis is one of 64 cities tracked in Mississippi. With an overall cost -15% vs the national average, it is more affordable than many other cities in the state. Visit our Mississippi state page to compare all cities side-by-side and find the best fit for your budget.

Bay St. Louis offers cost of living -15% compared to the national average. Key factors to consider: median home price of $365,877, rent of $1,098 / month, and a state income tax of 5% in Mississippi. Explore our detailed cost breakdown above to see if Bay St. Louis fits your budget.