Oakland is located in Kentucky and has an overall cost of living that is -11% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Oakland.

Housing: Median rent in Oakland is $1,146 / month, and the median home price is $381,901. Housing costs are -28% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.88), milk ($4.49), and eggs ($4.44) reflect the local grocery landscape. Overall grocery costs are -5% vs the national average.

Healthcare: Medical costs include doctor visits ($135.22), dentist visits ($108.62), and prescription drugs ($19.58). These costs should be factored into your monthly budget when planning a move.

Kentucky has a state income tax rate of 4%, which affects take-home pay for Oakland residents.

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Oakland, Kentucky Cost of Living FAQ

Common questions about living costs in Oakland.

Oakland, Kentucky has an overall cost of living that is -11% the national average. Housing costs are -28% vs the national average. Grocery prices are -5% vs average. Utilities are +9% vs average. This makes Oakland a very affordable place to live.

The median rent in Oakland, Kentucky is $1,146 / month. Average energy bills run $239.94 / month. Phone bills average $214.05 / month. Housing is typically the largest expense for residents.

Healthcare costs in Oakland: doctor's visit averages $135.22, dentist visit averages $108.62, prescription drugs average $19.58. Overall healthcare expenses in the area are influenced by the -5% grocery cost difference.

Oakland is one of 53 cities tracked in Kentucky. With an overall cost -11% vs the national average, it is more affordable than many other cities in the state. Visit our Kentucky state page to compare all cities side-by-side and find the best fit for your budget.

Oakland offers cost of living -11% compared to the national average. Key factors to consider: median home price of $381,901, rent of $1,146 / month, and a state income tax of 4% in Kentucky. Explore our detailed cost breakdown above to see if Oakland fits your budget.