Kentucky • 2026 Data

Cost of Living in Ashland, Kentucky

Overall cost of living: -10% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Ashland.

Housing
-22% vs avg
Utilities
-3% vs avg
Groceries
-9% vs avg
Transportation
Housing & Utilities
-22% vs avg
Median Home Price
$418,756
Median Rent
$1,257 / month
Energy Bill
$213.09 / month
Phone Bill
$190.10 / month
Gas (per gallon)
$2.89 / gallon
Food & Grocery
-9% vs avg
Loaf of Bread
$3.73
Gallon of Milk
$4.32
Carton of Eggs
$4.27
Bunch of Bananas
$0.70
Hamburger
$5.28
Healthcare
Doctor's Visit
$152.29
Dentist Visit
$122.33
Optometrist Visit
$138.71
Rx Drug
$22.05
Veterinary Visit
$69.10

Ashland in the Context of Kentucky

State Avg Cost Index93.1
State Avg Rent$1,171/mo
State Income Tax4%
Cities in State53

Other Cities in Kentucky

About Living in Ashland, Kentucky

Ashland is located in Kentucky and has an overall cost of living that is -10% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Ashland.

Housing: Median rent in Ashland is $1,257 / month, and the median home price is $418,756. Housing costs are -22% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.73), milk ($4.32), and eggs ($4.27) reflect the local grocery landscape. Overall grocery costs are -9% vs the national average.

Healthcare: Medical costs include doctor visits ($152.29), dentist visits ($122.33), and prescription drugs ($22.05). These costs should be factored into your monthly budget when planning a move.

Kentucky has a state income tax rate of 4%, which affects take-home pay for Ashland residents.

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Ashland, Kentucky Cost of Living FAQ

Common questions about living costs in Ashland.

Ashland, Kentucky has an overall cost of living that is -10% the national average. Housing costs are -22% vs the national average. Grocery prices are -9% vs average. Utilities are -3% vs average. This makes Ashland a reasonably affordable city.
The median rent in Ashland, Kentucky is $1,257 / month. Average energy bills run $213.09 / month. Phone bills average $190.10 / month. Housing is typically the largest expense for residents.
Healthcare costs in Ashland: doctor's visit averages $152.29, dentist visit averages $122.33, prescription drugs average $22.05. Overall healthcare expenses in the area are influenced by the -9% grocery cost difference.
Ashland is one of 53 cities tracked in Kentucky. With an overall cost -10% vs the national average, it is more affordable than many other cities in the state. Visit our Kentucky state page to compare all cities side-by-side and find the best fit for your budget.
Ashland offers cost of living -10% compared to the national average. Key factors to consider: median home price of $418,756, rent of $1,257 / month, and a state income tax of 4% in Kentucky. Explore our detailed cost breakdown above to see if Ashland fits your budget.