Louisville is located in Kentucky and has an overall cost of living that is -9% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Louisville.

Housing: Median rent in Louisville is $1,189 / month, and the median home price is $396,322. Housing costs are -26% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.08), milk ($4.73), and eggs ($4.67) reflect the local grocery landscape. Overall grocery costs are -0% vs the national average.

Healthcare: Medical costs include doctor visits ($143.83), dentist visits ($115.54), and prescription drugs ($20.82). These costs should be factored into your monthly budget when planning a move.

Kentucky has a state income tax rate of 4%, which affects take-home pay for Louisville residents.

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Louisville, Kentucky Cost of Living FAQ

Common questions about living costs in Louisville.

Louisville, Kentucky has an overall cost of living that is -9% the national average. Housing costs are -26% vs the national average. Grocery prices are -0% vs average. Utilities are -13% vs average. This makes Louisville a reasonably affordable city.

The median rent in Louisville, Kentucky is $1,189 / month. Average energy bills run $192.17 / month. Phone bills average $171.44 / month. Housing is typically the largest expense for residents.

Healthcare costs in Louisville: doctor's visit averages $143.83, dentist visit averages $115.54, prescription drugs average $20.82. Overall healthcare expenses in the area are influenced by the -0% grocery cost difference.

Louisville is one of 53 cities tracked in Kentucky. With an overall cost -9% vs the national average, it is more affordable than many other cities in the state. Visit our Kentucky state page to compare all cities side-by-side and find the best fit for your budget.

Louisville offers cost of living -9% compared to the national average. Key factors to consider: median home price of $396,322, rent of $1,189 / month, and a state income tax of 4% in Kentucky. Explore our detailed cost breakdown above to see if Louisville fits your budget.