Iowa • 2026 Data

Cost of Living in Holy Cross, Iowa

Overall cost of living: -9% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Holy Cross.

Housing
-30% vs avg
Utilities
-2% vs avg
Groceries
-2% vs avg
Transportation
Housing & Utilities
-30% vs avg
Median Home Price
$374,957
Median Rent
$1,125 / month
Energy Bill
$215.73 / month
Phone Bill
$192.45 / month
Gas (per gallon)
$3.17 / gallon
Food & Grocery
-2% vs avg
Loaf of Bread
$4.01
Gallon of Milk
$4.65
Carton of Eggs
$4.59
Bunch of Bananas
$0.75
Hamburger
$5.68
Healthcare
Doctor's Visit
$143.83
Dentist Visit
$115.54
Optometrist Visit
$131.00
Rx Drug
$20.82
Veterinary Visit
$71.32

Holy Cross in the Context of Iowa

State Avg Cost Index100.0
State Avg Rent$1,175/mo
State Income Tax5.7%
Cities in State171

Other Cities in Iowa

About Living in Holy Cross, Iowa

Holy Cross is located in Iowa and has an overall cost of living that is -9% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Holy Cross.

Housing: Median rent in Holy Cross is $1,125 / month, and the median home price is $374,957. Housing costs are -30% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.01), milk ($4.65), and eggs ($4.59) reflect the local grocery landscape. Overall grocery costs are -2% vs the national average.

Healthcare: Medical costs include doctor visits ($143.83), dentist visits ($115.54), and prescription drugs ($20.82). These costs should be factored into your monthly budget when planning a move.

Iowa has a state income tax rate of 5.7%, which affects take-home pay for Holy Cross residents.

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Holy Cross, Iowa Cost of Living FAQ

Common questions about living costs in Holy Cross.

Holy Cross, Iowa has an overall cost of living that is -9% the national average. Housing costs are -30% vs the national average. Grocery prices are -2% vs average. Utilities are -2% vs average. This makes Holy Cross a reasonably affordable city.
The median rent in Holy Cross, Iowa is $1,125 / month. Average energy bills run $215.73 / month. Phone bills average $192.45 / month. Housing is typically the largest expense for residents.
Healthcare costs in Holy Cross: doctor's visit averages $143.83, dentist visit averages $115.54, prescription drugs average $20.82. Overall healthcare expenses in the area are influenced by the -2% grocery cost difference.
Holy Cross is one of 171 cities tracked in Iowa. With an overall cost -9% vs the national average, it is more affordable than many other cities in the state. Visit our Iowa state page to compare all cities side-by-side and find the best fit for your budget.
Holy Cross offers cost of living -9% compared to the national average. Key factors to consider: median home price of $374,957, rent of $1,125 / month, and a state income tax of 5.7% in Iowa. Explore our detailed cost breakdown above to see if Holy Cross fits your budget.