Ames is located in Iowa and has an overall cost of living that is -5% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Ames.

Housing: Median rent in Ames is $1,427 / month, and the median home price is $475,373. Housing costs are -11% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.94), milk ($4.57), and eggs ($4.51) reflect the local grocery landscape. Overall grocery costs are -4% vs the national average.

Healthcare: Medical costs include doctor visits ($163.68), dentist visits ($131.48), and prescription drugs ($23.70). These costs should be factored into your monthly budget when planning a move.

Iowa has a state income tax rate of 5.7%, which affects take-home pay for Ames residents.

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Ames, Iowa Cost of Living FAQ

Common questions about living costs in Ames.

Ames, Iowa has an overall cost of living that is -5% the national average. Housing costs are -11% vs the national average. Grocery prices are -4% vs average. Utilities are -5% vs average. This makes Ames a reasonably affordable city.

The median rent in Ames, Iowa is $1,427 / month. Average energy bills run $208.90 / month. Phone bills average $186.36 / month. Housing is typically the largest expense for residents.

Healthcare costs in Ames: doctor's visit averages $163.68, dentist visit averages $131.48, prescription drugs average $23.70. Overall healthcare expenses in the area are influenced by the -4% grocery cost difference.

Ames is one of 171 cities tracked in Iowa. With an overall cost -5% vs the national average, it is more affordable than many other cities in the state. Visit our Iowa state page to compare all cities side-by-side and find the best fit for your budget.

Ames offers cost of living -5% compared to the national average. Key factors to consider: median home price of $475,373, rent of $1,427 / month, and a state income tax of 5.7% in Iowa. Explore our detailed cost breakdown above to see if Ames fits your budget.