Iowa • 2026 Data

Cost of Living in Des Moines, Iowa

Overall cost of living: -17% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Des Moines.

Housing
-37% vs avg
Utilities
-21% vs avg
Groceries
-2% vs avg
Transportation
Housing & Utilities
-37% vs avg
Median Home Price
$335,432
Median Rent
$1,007 / month
Energy Bill
$173.46 / month
Phone Bill
$154.75 / month
Gas (per gallon)
$3.03 / gallon
Food & Grocery
-2% vs avg
Loaf of Bread
$4.03
Gallon of Milk
$4.67
Carton of Eggs
$4.61
Bunch of Bananas
$0.76
Hamburger
$5.70
Healthcare
Doctor's Visit
$127.22
Dentist Visit
$102.19
Optometrist Visit
$115.87
Rx Drug
$18.42
Veterinary Visit
$65.44

Des Moines in the Context of Iowa

State Avg Cost Index100.0
State Avg Rent$1,175/mo
State Income Tax5.7%
Cities in State171

Other Cities in Iowa

About Living in Des Moines, Iowa

Des Moines is located in Iowa and has an overall cost of living that is -17% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Des Moines.

Housing: Median rent in Des Moines is $1,007 / month, and the median home price is $335,432. Housing costs are -37% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.03), milk ($4.67), and eggs ($4.61) reflect the local grocery landscape. Overall grocery costs are -2% vs the national average.

Healthcare: Medical costs include doctor visits ($127.22), dentist visits ($102.19), and prescription drugs ($18.42). These costs should be factored into your monthly budget when planning a move.

Iowa has a state income tax rate of 5.7%, which affects take-home pay for Des Moines residents.

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Des Moines, Iowa Cost of Living FAQ

Common questions about living costs in Des Moines.

Des Moines, Iowa has an overall cost of living that is -17% the national average. Housing costs are -37% vs the national average. Grocery prices are -2% vs average. Utilities are -21% vs average. This makes Des Moines a very affordable place to live.
The median rent in Des Moines, Iowa is $1,007 / month. Average energy bills run $173.46 / month. Phone bills average $154.75 / month. Housing is typically the largest expense for residents.
Healthcare costs in Des Moines: doctor's visit averages $127.22, dentist visit averages $102.19, prescription drugs average $18.42. Overall healthcare expenses in the area are influenced by the -2% grocery cost difference.
Des Moines is one of 171 cities tracked in Iowa. With an overall cost -17% vs the national average, it is more affordable than many other cities in the state. Visit our Iowa state page to compare all cities side-by-side and find the best fit for your budget.
Des Moines offers cost of living -17% compared to the national average. Key factors to consider: median home price of $335,432, rent of $1,007 / month, and a state income tax of 5.7% in Iowa. Explore our detailed cost breakdown above to see if Des Moines fits your budget.