Washington • 2026 Data

Cost of Living in Ferndale, Washington

Overall cost of living: +17% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Ferndale.

Housing
+18% vs avg
Utilities
+6% vs avg
Groceries
+7% vs avg
Transportation
Housing & Utilities
+18% vs avg
Median Home Price
$629,149
Median Rent
$1,888 / month
Energy Bill
$232.46 / month
Phone Bill
$207.38 / month
Gas (per gallon)
$3.71 / gallon
Food & Grocery
+7% vs avg
Loaf of Bread
$4.38
Gallon of Milk
$5.07
Carton of Eggs
$5.01
Bunch of Bananas
$0.82
Hamburger
$6.19
Healthcare
Doctor's Visit
$161.37
Dentist Visit
$129.62
Optometrist Visit
$146.98
Rx Drug
$23.36
Veterinary Visit
$87.95

Ferndale in the Context of Washington

State Avg Cost Index111.1
State Avg Rent$2,055/mo
State Income TaxNone
Cities in State135

Other Cities in Washington

About Living in Ferndale, Washington

Ferndale is located in Washington and has an overall cost of living that is +17% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Ferndale.

Housing: Median rent in Ferndale is $1,888 / month, and the median home price is $629,149. Housing costs are +18% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.38), milk ($5.07), and eggs ($5.01) reflect the local grocery landscape. Overall grocery costs are +7% vs the national average.

Healthcare: Medical costs include doctor visits ($161.37), dentist visits ($129.62), and prescription drugs ($23.36). These costs should be factored into your monthly budget when planning a move.

Washington has no state income tax, which means residents of Ferndale keep more of their earnings. This is especially beneficial for high-income earners and retirees.

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Ferndale, Washington Cost of Living FAQ

Common questions about living costs in Ferndale.

Ferndale, Washington has an overall cost of living that is +17% the national average. Housing costs are +18% vs the national average. Grocery prices are +7% vs average. Utilities are +6% vs average. This makes Ferndale a relatively expensive city.
The median rent in Ferndale, Washington is $1,888 / month. Average energy bills run $232.46 / month. Phone bills average $207.38 / month. Housing is typically the largest expense for residents.
Healthcare costs in Ferndale: doctor's visit averages $161.37, dentist visit averages $129.62, prescription drugs average $23.36. Overall healthcare expenses in the area are influenced by the +7% grocery cost difference.
Ferndale is one of 135 cities tracked in Washington. With an overall cost +17% vs the national average, it tends to be pricier than some smaller communities. Visit our Washington state page to compare all cities side-by-side and find the best fit for your budget.
Ferndale offers cost of living +17% compared to the national average. Key factors to consider: median home price of $629,149, rent of $1,888 / month, and no state income tax in Washington. Explore our detailed cost breakdown above to see if Ferndale fits your budget.