Virginia • 2026 Data

Cost of Living in Lynchburg, Virginia

Overall cost of living: -6% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Lynchburg.

Housing
-15% vs avg
Utilities
+9% vs avg
Groceries
-4% vs avg
Transportation
Housing & Utilities
-15% vs avg
Median Home Price
$452,406
Median Rent
$1,358 / month
Energy Bill
$239.94 / month
Phone Bill
$214.05 / month
Gas (per gallon)
$2.69 / gallon
Food & Grocery
-4% vs avg
Loaf of Bread
$3.92
Gallon of Milk
$4.54
Carton of Eggs
$4.48
Bunch of Bananas
$0.74
Hamburger
$5.54
Healthcare
Doctor's Visit
$161.21
Dentist Visit
$129.50
Optometrist Visit
$146.84
Rx Drug
$23.34
Veterinary Visit
$70.03

Lynchburg in the Context of Virginia

State Avg Cost Index97.9
State Avg Rent$1,404/mo
State Income Tax5.75%
Cities in State92

Other Cities in Virginia

About Living in Lynchburg, Virginia

Lynchburg is located in Virginia and has an overall cost of living that is -6% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Lynchburg.

Housing: Median rent in Lynchburg is $1,358 / month, and the median home price is $452,406. Housing costs are -15% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.92), milk ($4.54), and eggs ($4.48) reflect the local grocery landscape. Overall grocery costs are -4% vs the national average.

Healthcare: Medical costs include doctor visits ($161.21), dentist visits ($129.50), and prescription drugs ($23.34). These costs should be factored into your monthly budget when planning a move.

Virginia has a state income tax rate of 5.75%, which affects take-home pay for Lynchburg residents.

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Lynchburg, Virginia Cost of Living FAQ

Common questions about living costs in Lynchburg.

Lynchburg, Virginia has an overall cost of living that is -6% the national average. Housing costs are -15% vs the national average. Grocery prices are -4% vs average. Utilities are +9% vs average. This makes Lynchburg a reasonably affordable city.
The median rent in Lynchburg, Virginia is $1,358 / month. Average energy bills run $239.94 / month. Phone bills average $214.05 / month. Housing is typically the largest expense for residents.
Healthcare costs in Lynchburg: doctor's visit averages $161.21, dentist visit averages $129.50, prescription drugs average $23.34. Overall healthcare expenses in the area are influenced by the -4% grocery cost difference.
Lynchburg is one of 92 cities tracked in Virginia. With an overall cost -6% vs the national average, it is more affordable than many other cities in the state. Visit our Virginia state page to compare all cities side-by-side and find the best fit for your budget.
Lynchburg offers cost of living -6% compared to the national average. Key factors to consider: median home price of $452,406, rent of $1,358 / month, and a state income tax of 5.75% in Virginia. Explore our detailed cost breakdown above to see if Lynchburg fits your budget.