Tennessee • 2026 Data

Cost of Living in Cookeville, Tennessee

Overall cost of living: -13% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Cookeville.

Housing
-25% vs avg
Utilities
-16% vs avg
Groceries
-4% vs avg
Transportation
Housing & Utilities
-25% vs avg
Median Home Price
$400,595
Median Rent
$1,202 / month
Energy Bill
$183.81 / month
Phone Bill
$163.98 / month
Gas (per gallon)
$2.70 / gallon
Food & Grocery
-4% vs avg
Loaf of Bread
$3.93
Gallon of Milk
$4.55
Carton of Eggs
$4.49
Bunch of Bananas
$0.74
Hamburger
$5.56
Healthcare
Doctor's Visit
$115.06
Dentist Visit
$92.43
Optometrist Visit
$104.80
Rx Drug
$16.66
Veterinary Visit
$69.46

Cookeville in the Context of Tennessee

State Avg Cost Index94.3
State Avg Rent$1,312/mo
State Income TaxNone
Cities in State133

Other Cities in Tennessee

About Living in Cookeville, Tennessee

Cookeville is located in Tennessee and has an overall cost of living that is -13% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Cookeville.

Housing: Median rent in Cookeville is $1,202 / month, and the median home price is $400,595. Housing costs are -25% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.93), milk ($4.55), and eggs ($4.49) reflect the local grocery landscape. Overall grocery costs are -4% vs the national average.

Healthcare: Medical costs include doctor visits ($115.06), dentist visits ($92.43), and prescription drugs ($16.66). These costs should be factored into your monthly budget when planning a move.

Tennessee has no state income tax, which means residents of Cookeville keep more of their earnings. This is especially beneficial for high-income earners and retirees.

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Cookeville, Tennessee Cost of Living FAQ

Common questions about living costs in Cookeville.

Cookeville, Tennessee has an overall cost of living that is -13% the national average. Housing costs are -25% vs the national average. Grocery prices are -4% vs average. Utilities are -16% vs average. This makes Cookeville a very affordable place to live.
The median rent in Cookeville, Tennessee is $1,202 / month. Average energy bills run $183.81 / month. Phone bills average $163.98 / month. Housing is typically the largest expense for residents.
Healthcare costs in Cookeville: doctor's visit averages $115.06, dentist visit averages $92.43, prescription drugs average $16.66. Overall healthcare expenses in the area are influenced by the -4% grocery cost difference.
Cookeville is one of 133 cities tracked in Tennessee. With an overall cost -13% vs the national average, it is more affordable than many other cities in the state. Visit our Tennessee state page to compare all cities side-by-side and find the best fit for your budget.
Cookeville offers cost of living -13% compared to the national average. Key factors to consider: median home price of $400,595, rent of $1,202 / month, and no state income tax in Tennessee. Explore our detailed cost breakdown above to see if Cookeville fits your budget.