Waterford is located in Pennsylvania and has an overall cost of living that is -11% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Waterford.

Housing: Median rent in Waterford is $1,105 / month, and the median home price is $368,069. Housing costs are -31% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.96), milk ($4.59), and eggs ($4.54) reflect the local grocery landscape. Overall grocery costs are -3% vs the national average.

Healthcare: Medical costs include doctor visits ($135.52), dentist visits ($108.87), and prescription drugs ($19.62). These costs should be factored into your monthly budget when planning a move.

Pennsylvania has a state income tax rate of 3.07%, which affects take-home pay for Waterford residents.

Explore More

Salary Calculator

Calculate what salary you need when moving to or from Waterford.

Cheapest US Cities

See the most affordable cities in the US ranked by cost index.

All Pennsylvania Cities

Compare Waterford with all 446 cities in Pennsylvania.

Waterford, Pennsylvania Cost of Living FAQ

Common questions about living costs in Waterford.

Waterford, Pennsylvania has an overall cost of living that is -11% the national average. Housing costs are -31% vs the national average. Grocery prices are -3% vs average. Utilities are +9% vs average. This makes Waterford a very affordable place to live.

The median rent in Waterford, Pennsylvania is $1,105 / month. Average energy bills run $239.72 / month. Phone bills average $213.86 / month. Housing is typically the largest expense for residents.

Healthcare costs in Waterford: doctor's visit averages $135.52, dentist visit averages $108.87, prescription drugs average $19.62. Overall healthcare expenses in the area are influenced by the -3% grocery cost difference.

Waterford is one of 446 cities tracked in Pennsylvania. With an overall cost -11% vs the national average, it is more affordable than many other cities in the state. Visit our Pennsylvania state page to compare all cities side-by-side and find the best fit for your budget.

Waterford offers cost of living -11% compared to the national average. Key factors to consider: median home price of $368,069, rent of $1,105 / month, and a state income tax of 3.07% in Pennsylvania. Explore our detailed cost breakdown above to see if Waterford fits your budget.