Pennsylvania • 2026 Data

Cost of Living in Derry, Pennsylvania

Overall cost of living: -8% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Derry.

Housing
-29% vs avg
Utilities
+22% vs avg
Groceries
-2% vs avg
Transportation
Housing & Utilities
-29% vs avg
Median Home Price
$381,024
Median Rent
$1,144 / month
Energy Bill
$269.44 / month
Phone Bill
$240.37 / month
Gas (per gallon)
$3.41 / gallon
Food & Grocery
-2% vs avg
Loaf of Bread
$4.03
Gallon of Milk
$4.67
Carton of Eggs
$4.61
Bunch of Bananas
$0.76
Hamburger
$5.70
Healthcare
Doctor's Visit
$145.83
Dentist Visit
$117.14
Optometrist Visit
$132.82
Rx Drug
$21.11
Veterinary Visit
$67.67

Derry in the Context of Pennsylvania

State Avg Cost Index94.7
State Avg Rent$1,720/mo
State Income Tax3.07%
Cities in State446

Other Cities in Pennsylvania

About Living in Derry, Pennsylvania

Derry is located in Pennsylvania and has an overall cost of living that is -8% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Derry.

Housing: Median rent in Derry is $1,144 / month, and the median home price is $381,024. Housing costs are -29% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.03), milk ($4.67), and eggs ($4.61) reflect the local grocery landscape. Overall grocery costs are -2% vs the national average.

Healthcare: Medical costs include doctor visits ($145.83), dentist visits ($117.14), and prescription drugs ($21.11). These costs should be factored into your monthly budget when planning a move.

Pennsylvania has a state income tax rate of 3.07%, which affects take-home pay for Derry residents.

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Derry, Pennsylvania Cost of Living FAQ

Common questions about living costs in Derry.

Derry, Pennsylvania has an overall cost of living that is -8% the national average. Housing costs are -29% vs the national average. Grocery prices are -2% vs average. Utilities are +22% vs average. This makes Derry a reasonably affordable city.
The median rent in Derry, Pennsylvania is $1,144 / month. Average energy bills run $269.44 / month. Phone bills average $240.37 / month. Housing is typically the largest expense for residents.
Healthcare costs in Derry: doctor's visit averages $145.83, dentist visit averages $117.14, prescription drugs average $21.11. Overall healthcare expenses in the area are influenced by the -2% grocery cost difference.
Derry is one of 446 cities tracked in Pennsylvania. With an overall cost -8% vs the national average, it is more affordable than many other cities in the state. Visit our Pennsylvania state page to compare all cities side-by-side and find the best fit for your budget.
Derry offers cost of living -8% compared to the national average. Key factors to consider: median home price of $381,024, rent of $1,144 / month, and a state income tax of 3.07% in Pennsylvania. Explore our detailed cost breakdown above to see if Derry fits your budget.