Ohio • 2026 Data

Cost of Living in Utica, Ohio

Overall cost of living: -16% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Utica.

Housing
-40% vs avg
Utilities
-0% vs avg
Groceries
+1% vs avg
Transportation
Housing & Utilities
-40% vs avg
Median Home Price
$320,234
Median Rent
$961.07 / month
Energy Bill
$219.69 / month
Phone Bill
$195.99 / month
Gas (per gallon)
$2.82 / gallon
Food & Grocery
+1% vs avg
Loaf of Bread
$4.14
Gallon of Milk
$4.80
Carton of Eggs
$4.74
Bunch of Bananas
$0.78
Hamburger
$5.86
Healthcare
Doctor's Visit
$124.14
Dentist Visit
$99.72
Optometrist Visit
$113.07
Rx Drug
$17.97
Veterinary Visit
$64.15

Utica in the Context of Ohio

State Avg Cost Index95.4
State Avg Rent$2,013/mo
State Income Tax3.5%
Cities in State240

Other Cities in Ohio

About Living in Utica, Ohio

Utica is located in Ohio and has an overall cost of living that is -16% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Utica.

Housing: Median rent in Utica is $961.07 / month, and the median home price is $320,234. Housing costs are -40% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.14), milk ($4.80), and eggs ($4.74) reflect the local grocery landscape. Overall grocery costs are +1% vs the national average.

Healthcare: Medical costs include doctor visits ($124.14), dentist visits ($99.72), and prescription drugs ($17.97). These costs should be factored into your monthly budget when planning a move.

Ohio has a state income tax rate of 3.5%, which affects take-home pay for Utica residents.

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Utica, Ohio Cost of Living FAQ

Common questions about living costs in Utica.

Utica, Ohio has an overall cost of living that is -16% the national average. Housing costs are -40% vs the national average. Grocery prices are +1% vs average. Utilities are -0% vs average. This makes Utica a very affordable place to live.
The median rent in Utica, Ohio is $961.07 / month. Average energy bills run $219.69 / month. Phone bills average $195.99 / month. Housing is typically the largest expense for residents.
Healthcare costs in Utica: doctor's visit averages $124.14, dentist visit averages $99.72, prescription drugs average $17.97. Overall healthcare expenses in the area are influenced by the +1% grocery cost difference.
Utica is one of 240 cities tracked in Ohio. With an overall cost -16% vs the national average, it is more affordable than many other cities in the state. Visit our Ohio state page to compare all cities side-by-side and find the best fit for your budget.
Utica offers cost of living -16% compared to the national average. Key factors to consider: median home price of $320,234, rent of $961.07 / month, and a state income tax of 3.5% in Ohio. Explore our detailed cost breakdown above to see if Utica fits your budget.