Ohio • 2026 Data

Cost of Living in Cincinnati, Ohio

Overall cost of living: -3% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Cincinnati.

Housing
-11% vs avg
Utilities
-1% vs avg
Groceries
+1% vs avg
Transportation
Housing & Utilities
-11% vs avg
Median Home Price
$475,907
Median Rent
$1,428 / month
Energy Bill
$218.15 / month
Phone Bill
$194.61 / month
Gas (per gallon)
$3.04 / gallon
Food & Grocery
+1% vs avg
Loaf of Bread
$4.15
Gallon of Milk
$4.81
Carton of Eggs
$4.75
Bunch of Bananas
$0.78
Hamburger
$5.87
Healthcare
Doctor's Visit
$159.68
Dentist Visit
$128.27
Optometrist Visit
$145.43
Rx Drug
$23.12
Veterinary Visit
$71.54

Cincinnati in the Context of Ohio

State Avg Cost Index95.4
State Avg Rent$2,013/mo
State Income Tax3.5%
Cities in State240

Other Cities in Ohio

About Living in Cincinnati, Ohio

Cincinnati is located in Ohio and has an overall cost of living that is -3% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Cincinnati.

Housing: Median rent in Cincinnati is $1,428 / month, and the median home price is $475,907. Housing costs are -11% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.15), milk ($4.81), and eggs ($4.75) reflect the local grocery landscape. Overall grocery costs are +1% vs the national average.

Healthcare: Medical costs include doctor visits ($159.68), dentist visits ($128.27), and prescription drugs ($23.12). These costs should be factored into your monthly budget when planning a move.

Ohio has a state income tax rate of 3.5%, which affects take-home pay for Cincinnati residents.

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Cincinnati, Ohio Cost of Living FAQ

Common questions about living costs in Cincinnati.

Cincinnati, Ohio has an overall cost of living that is -3% the national average. Housing costs are -11% vs the national average. Grocery prices are +1% vs average. Utilities are -1% vs average. This makes Cincinnati a reasonably affordable city.
The median rent in Cincinnati, Ohio is $1,428 / month. Average energy bills run $218.15 / month. Phone bills average $194.61 / month. Housing is typically the largest expense for residents.
Healthcare costs in Cincinnati: doctor's visit averages $159.68, dentist visit averages $128.27, prescription drugs average $23.12. Overall healthcare expenses in the area are influenced by the +1% grocery cost difference.
Cincinnati is one of 240 cities tracked in Ohio. With an overall cost -3% vs the national average, it is more affordable than many other cities in the state. Visit our Ohio state page to compare all cities side-by-side and find the best fit for your budget.
Cincinnati offers cost of living -3% compared to the national average. Key factors to consider: median home price of $475,907, rent of $1,428 / month, and a state income tax of 3.5% in Ohio. Explore our detailed cost breakdown above to see if Cincinnati fits your budget.