Garfield is located in New Jersey and has an overall cost of living that is +27% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Garfield.

Housing: Median rent in Garfield is $2,921 / month, and the median home price is $973,144. Housing costs are +82% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.37), milk ($5.06), and eggs ($4.99) reflect the local grocery landscape. Overall grocery costs are +7% vs the national average.

Healthcare: Medical costs include doctor visits ($170.60), dentist visits ($137.04), and prescription drugs ($24.70). These costs should be factored into your monthly budget when planning a move.

New Jersey has a state income tax rate of 10.75%, which affects take-home pay for Garfield residents.

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Garfield, New Jersey Cost of Living FAQ

Common questions about living costs in Garfield.

Garfield, New Jersey has an overall cost of living that is +27% the national average. Housing costs are +82% vs the national average. Grocery prices are +7% vs average. Utilities are +4% vs average. This makes Garfield a relatively expensive city.

The median rent in Garfield, New Jersey is $2,921 / month. Average energy bills run $228.05 / month. Phone bills average $203.45 / month. Housing is typically the largest expense for residents.

Healthcare costs in Garfield: doctor's visit averages $170.60, dentist visit averages $137.04, prescription drugs average $24.70. Overall healthcare expenses in the area are influenced by the +7% grocery cost difference.

Garfield is one of 256 cities tracked in New Jersey. With an overall cost +27% vs the national average, it tends to be pricier than some smaller communities. Visit our New Jersey state page to compare all cities side-by-side and find the best fit for your budget.

Garfield offers cost of living +27% compared to the national average. Key factors to consider: median home price of $973,144, rent of $2,921 / month, and a state income tax of 10.75% in New Jersey. Explore our detailed cost breakdown above to see if Garfield fits your budget.