Missouri • 2026 Data

Cost of Living in Saginaw, Missouri

Overall cost of living: -17% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Saginaw.

Housing
-39% vs avg
Utilities
-0% vs avg
Groceries
-6% vs avg
Transportation
Housing & Utilities
-39% vs avg
Median Home Price
$327,420
Median Rent
$982.64 / month
Energy Bill
$219.47 / month
Phone Bill
$195.79 / month
Gas (per gallon)
$2.40 / gallon
Food & Grocery
-6% vs avg
Loaf of Bread
$3.84
Gallon of Milk
$4.45
Carton of Eggs
$4.39
Bunch of Bananas
$0.72
Hamburger
$5.43
Healthcare
Doctor's Visit
$147.68
Dentist Visit
$118.63
Optometrist Visit
$134.51
Rx Drug
$21.38
Veterinary Visit
$66.95

Saginaw in the Context of Missouri

State Avg Cost Index93.8
State Avg Rent$1,121/mo
State Income Tax4.95%
Cities in State173

Other Cities in Missouri

About Living in Saginaw, Missouri

Saginaw is located in Missouri and has an overall cost of living that is -17% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Saginaw.

Housing: Median rent in Saginaw is $982.64 / month, and the median home price is $327,420. Housing costs are -39% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.84), milk ($4.45), and eggs ($4.39) reflect the local grocery landscape. Overall grocery costs are -6% vs the national average.

Healthcare: Medical costs include doctor visits ($147.68), dentist visits ($118.63), and prescription drugs ($21.38). These costs should be factored into your monthly budget when planning a move.

Missouri has a state income tax rate of 4.95%, which affects take-home pay for Saginaw residents.

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Saginaw, Missouri Cost of Living FAQ

Common questions about living costs in Saginaw.

Saginaw, Missouri has an overall cost of living that is -17% the national average. Housing costs are -39% vs the national average. Grocery prices are -6% vs average. Utilities are -0% vs average. This makes Saginaw a very affordable place to live.
The median rent in Saginaw, Missouri is $982.64 / month. Average energy bills run $219.47 / month. Phone bills average $195.79 / month. Housing is typically the largest expense for residents.
Healthcare costs in Saginaw: doctor's visit averages $147.68, dentist visit averages $118.63, prescription drugs average $21.38. Overall healthcare expenses in the area are influenced by the -6% grocery cost difference.
Saginaw is one of 173 cities tracked in Missouri. With an overall cost -17% vs the national average, it is more affordable than many other cities in the state. Visit our Missouri state page to compare all cities side-by-side and find the best fit for your budget.
Saginaw offers cost of living -17% compared to the national average. Key factors to consider: median home price of $327,420, rent of $982.64 / month, and a state income tax of 4.95% in Missouri. Explore our detailed cost breakdown above to see if Saginaw fits your budget.