Missouri • 2026 Data

Cost of Living in Columbia, Missouri

Overall cost of living: -10% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Columbia.

Housing
-20% vs avg
Utilities
-6% vs avg
Groceries
-3% vs avg
Transportation
Housing & Utilities
-20% vs avg
Median Home Price
$427,302
Median Rent
$1,282 / month
Energy Bill
$206.92 / month
Phone Bill
$184.60 / month
Gas (per gallon)
$2.74 / gallon
Food & Grocery
-3% vs avg
Loaf of Bread
$3.97
Gallon of Milk
$4.60
Carton of Eggs
$4.54
Bunch of Bananas
$0.75
Hamburger
$5.62
Healthcare
Doctor's Visit
$153.68
Dentist Visit
$123.45
Optometrist Visit
$139.97
Rx Drug
$22.25
Veterinary Visit
$67.24

Columbia in the Context of Missouri

State Avg Cost Index93.8
State Avg Rent$1,121/mo
State Income Tax4.95%
Cities in State173

Other Cities in Missouri

About Living in Columbia, Missouri

Columbia is located in Missouri and has an overall cost of living that is -10% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Columbia.

Housing: Median rent in Columbia is $1,282 / month, and the median home price is $427,302. Housing costs are -20% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.97), milk ($4.60), and eggs ($4.54) reflect the local grocery landscape. Overall grocery costs are -3% vs the national average.

Healthcare: Medical costs include doctor visits ($153.68), dentist visits ($123.45), and prescription drugs ($22.25). These costs should be factored into your monthly budget when planning a move.

Missouri has a state income tax rate of 4.95%, which affects take-home pay for Columbia residents.

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Columbia, Missouri Cost of Living FAQ

Common questions about living costs in Columbia.

Columbia, Missouri has an overall cost of living that is -10% the national average. Housing costs are -20% vs the national average. Grocery prices are -3% vs average. Utilities are -6% vs average. This makes Columbia a reasonably affordable city.
The median rent in Columbia, Missouri is $1,282 / month. Average energy bills run $206.92 / month. Phone bills average $184.60 / month. Housing is typically the largest expense for residents.
Healthcare costs in Columbia: doctor's visit averages $153.68, dentist visit averages $123.45, prescription drugs average $22.25. Overall healthcare expenses in the area are influenced by the -3% grocery cost difference.
Columbia is one of 173 cities tracked in Missouri. With an overall cost -10% vs the national average, it is more affordable than many other cities in the state. Visit our Missouri state page to compare all cities side-by-side and find the best fit for your budget.
Columbia offers cost of living -10% compared to the national average. Key factors to consider: median home price of $427,302, rent of $1,282 / month, and a state income tax of 4.95% in Missouri. Explore our detailed cost breakdown above to see if Columbia fits your budget.