Clearwater is located in Minnesota and has an overall cost of living that is -12% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Clearwater.

Housing: Median rent in Clearwater is $1,058 / month, and the median home price is $352,668. Housing costs are -34% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.27), milk ($4.95), and eggs ($4.89) reflect the local grocery landscape. Overall grocery costs are +4% vs the national average.

Healthcare: Medical costs include doctor visits ($147.68), dentist visits ($118.63), and prescription drugs ($21.38). These costs should be factored into your monthly budget when planning a move.

Minnesota has a state income tax rate of 9.85%, which affects take-home pay for Clearwater residents.

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Clearwater, Minnesota Cost of Living FAQ

Common questions about living costs in Clearwater.

Clearwater, Minnesota has an overall cost of living that is -12% the national average. Housing costs are -34% vs the national average. Grocery prices are +4% vs average. Utilities are -6% vs average. This makes Clearwater a very affordable place to live.

The median rent in Clearwater, Minnesota is $1,058 / month. Average energy bills run $207.58 / month. Phone bills average $185.19 / month. Housing is typically the largest expense for residents.

Healthcare costs in Clearwater: doctor's visit averages $147.68, dentist visit averages $118.63, prescription drugs average $21.38. Overall healthcare expenses in the area are influenced by the +4% grocery cost difference.

Clearwater is one of 163 cities tracked in Minnesota. With an overall cost -12% vs the national average, it is more affordable than many other cities in the state. Visit our Minnesota state page to compare all cities side-by-side and find the best fit for your budget.

Clearwater offers cost of living -12% compared to the national average. Key factors to consider: median home price of $352,668, rent of $1,058 / month, and a state income tax of 9.85% in Minnesota. Explore our detailed cost breakdown above to see if Clearwater fits your budget.