Minnesota • 2026 Data

Cost of Living in Clear Lake, Minnesota

Overall cost of living: -4% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Clear Lake.

Housing
-22% vs avg
Utilities
-6% vs avg
Groceries
+4% vs avg
Transportation
Housing & Utilities
-22% vs avg
Median Home Price
$414,681
Median Rent
$1,245 / month
Energy Bill
$207.58 / month
Phone Bill
$185.19 / month
Gas (per gallon)
$2.96 / gallon
Food & Grocery
+4% vs avg
Loaf of Bread
$4.27
Gallon of Milk
$4.95
Carton of Eggs
$4.89
Bunch of Bananas
$0.80
Hamburger
$6.04
Healthcare
Doctor's Visit
$147.68
Dentist Visit
$118.63
Optometrist Visit
$134.51
Rx Drug
$21.38
Veterinary Visit
$70.60

Clear Lake in the Context of Minnesota

State Avg Cost Index104.8
State Avg Rent$1,298/mo
State Income Tax9.85%
Cities in State163

Other Cities in Minnesota

About Living in Clear Lake, Minnesota

Clear Lake is located in Minnesota and has an overall cost of living that is -4% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Clear Lake.

Housing: Median rent in Clear Lake is $1,245 / month, and the median home price is $414,681. Housing costs are -22% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.27), milk ($4.95), and eggs ($4.89) reflect the local grocery landscape. Overall grocery costs are +4% vs the national average.

Healthcare: Medical costs include doctor visits ($147.68), dentist visits ($118.63), and prescription drugs ($21.38). These costs should be factored into your monthly budget when planning a move.

Minnesota has a state income tax rate of 9.85%, which affects take-home pay for Clear Lake residents.

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Clear Lake, Minnesota Cost of Living FAQ

Common questions about living costs in Clear Lake.

Clear Lake, Minnesota has an overall cost of living that is -4% the national average. Housing costs are -22% vs the national average. Grocery prices are +4% vs average. Utilities are -6% vs average. This makes Clear Lake a reasonably affordable city.
The median rent in Clear Lake, Minnesota is $1,245 / month. Average energy bills run $207.58 / month. Phone bills average $185.19 / month. Housing is typically the largest expense for residents.
Healthcare costs in Clear Lake: doctor's visit averages $147.68, dentist visit averages $118.63, prescription drugs average $21.38. Overall healthcare expenses in the area are influenced by the +4% grocery cost difference.
Clear Lake is one of 163 cities tracked in Minnesota. With an overall cost -4% vs the national average, it is more affordable than many other cities in the state. Visit our Minnesota state page to compare all cities side-by-side and find the best fit for your budget.
Clear Lake offers cost of living -4% compared to the national average. Key factors to consider: median home price of $414,681, rent of $1,245 / month, and a state income tax of 9.85% in Minnesota. Explore our detailed cost breakdown above to see if Clear Lake fits your budget.