St. Joseph is located in Michigan and has an overall cost of living that is -18% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to St. Joseph.

Housing: Median rent in St. Joseph is $992.26 / month, and the median home price is $330,625. Housing costs are -38% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($3.99), milk ($4.62), and eggs ($4.56) reflect the local grocery landscape. Overall grocery costs are -3% vs the national average.

Healthcare: Medical costs include doctor visits ($130.91), dentist visits ($105.16), and prescription drugs ($18.95). These costs should be factored into your monthly budget when planning a move.

Michigan has a state income tax rate of 4.25%, which affects take-home pay for St. Joseph residents.

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St. Joseph, Michigan Cost of Living FAQ

Common questions about living costs in St. Joseph.

St. Joseph, Michigan has an overall cost of living that is -18% the national average. Housing costs are -38% vs the national average. Grocery prices are -3% vs average. Utilities are -8% vs average. This makes St. Joseph a very affordable place to live.

The median rent in St. Joseph, Michigan is $992.26 / month. Average energy bills run $202.96 / month. Phone bills average $181.06 / month. Housing is typically the largest expense for residents.

Healthcare costs in St. Joseph: doctor's visit averages $130.91, dentist visit averages $105.16, prescription drugs average $18.95. Overall healthcare expenses in the area are influenced by the -3% grocery cost difference.

St. Joseph is one of 203 cities tracked in Michigan. With an overall cost -18% vs the national average, it is more affordable than many other cities in the state. Visit our Michigan state page to compare all cities side-by-side and find the best fit for your budget.

St. Joseph offers cost of living -18% compared to the national average. Key factors to consider: median home price of $330,625, rent of $992.26 / month, and a state income tax of 4.25% in Michigan. Explore our detailed cost breakdown above to see if St. Joseph fits your budget.