Michigan • 2026 Data

Cost of Living in Rochester, Michigan

Overall cost of living: +3% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Rochester.

Housing
+8% vs avg
Utilities
-5% vs avg
Groceries
+1% vs avg
Transportation
Housing & Utilities
+8% vs avg
Median Home Price
$578,262
Median Rent
$1,735 / month
Energy Bill
$209.56 / month
Phone Bill
$186.95 / month
Gas (per gallon)
$3.15 / gallon
Food & Grocery
+1% vs avg
Loaf of Bread
$4.14
Gallon of Milk
$4.79
Carton of Eggs
$4.73
Bunch of Bananas
$0.78
Hamburger
$5.85
Healthcare
Doctor's Visit
$170.91
Dentist Visit
$137.29
Optometrist Visit
$155.66
Rx Drug
$24.74
Veterinary Visit
$78.06

Rochester in the Context of Michigan

State Avg Cost Index100.3
State Avg Rent$1,669/mo
State Income Tax4.25%
Cities in State203

Other Cities in Michigan

About Living in Rochester, Michigan

Rochester is located in Michigan and has an overall cost of living that is +3% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Rochester.

Housing: Median rent in Rochester is $1,735 / month, and the median home price is $578,262. Housing costs are +8% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.14), milk ($4.79), and eggs ($4.73) reflect the local grocery landscape. Overall grocery costs are +1% vs the national average.

Healthcare: Medical costs include doctor visits ($170.91), dentist visits ($137.29), and prescription drugs ($24.74). These costs should be factored into your monthly budget when planning a move.

Michigan has a state income tax rate of 4.25%, which affects take-home pay for Rochester residents.

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Rochester, Michigan Cost of Living FAQ

Common questions about living costs in Rochester.

Rochester, Michigan has an overall cost of living that is +3% the national average. Housing costs are +8% vs the national average. Grocery prices are +1% vs average. Utilities are -5% vs average. This makes Rochester a city with costs close to national averages.
The median rent in Rochester, Michigan is $1,735 / month. Average energy bills run $209.56 / month. Phone bills average $186.95 / month. Housing is typically the largest expense for residents.
Healthcare costs in Rochester: doctor's visit averages $170.91, dentist visit averages $137.29, prescription drugs average $24.74. Overall healthcare expenses in the area are influenced by the +1% grocery cost difference.
Rochester is one of 203 cities tracked in Michigan. With an overall cost +3% vs the national average, it tends to be pricier than some smaller communities. Visit our Michigan state page to compare all cities side-by-side and find the best fit for your budget.
Rochester offers cost of living +3% compared to the national average. Key factors to consider: median home price of $578,262, rent of $1,735 / month, and a state income tax of 4.25% in Michigan. Explore our detailed cost breakdown above to see if Rochester fits your budget.