Massachusetts • 2026 Data

Cost of Living in Somerville, Massachusetts

Overall cost of living: +57% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Somerville.

Housing
+143% vs avg
Utilities
+51% vs avg
Groceries
+4% vs avg
Transportation
Housing & Utilities
+143% vs avg
Median Home Price
$1,298,783
Median Rent
$3,898 / month
Energy Bill
$331.74 / month
Phone Bill
$295.94 / month
Gas (per gallon)
$3.29 / gallon
Food & Grocery
+4% vs avg
Loaf of Bread
$4.28
Gallon of Milk
$4.95
Carton of Eggs
$4.89
Bunch of Bananas
$0.80
Hamburger
$6.05
Healthcare
Doctor's Visit
$181.06
Dentist Visit
$145.44
Optometrist Visit
$164.91
Rx Drug
$26.21
Veterinary Visit
$90.60

Somerville in the Context of Massachusetts

State Avg Cost Index108.3
State Avg Rent$2,705/mo
State Income Tax5%
Cities in State100

Other Cities in Massachusetts

About Living in Somerville, Massachusetts

Somerville is located in Massachusetts and has an overall cost of living that is +57% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Somerville.

Housing: Median rent in Somerville is $3,898 / month, and the median home price is $1,298,783. Housing costs are +143% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.28), milk ($4.95), and eggs ($4.89) reflect the local grocery landscape. Overall grocery costs are +4% vs the national average.

Healthcare: Medical costs include doctor visits ($181.06), dentist visits ($145.44), and prescription drugs ($26.21). These costs should be factored into your monthly budget when planning a move.

Massachusetts has a state income tax rate of 5%, which affects take-home pay for Somerville residents.

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Somerville, Massachusetts Cost of Living FAQ

Common questions about living costs in Somerville.

Somerville, Massachusetts has an overall cost of living that is +57% the national average. Housing costs are +143% vs the national average. Grocery prices are +4% vs average. Utilities are +51% vs average. This makes Somerville a relatively expensive city.
The median rent in Somerville, Massachusetts is $3,898 / month. Average energy bills run $331.74 / month. Phone bills average $295.94 / month. Housing is typically the largest expense for residents.
Healthcare costs in Somerville: doctor's visit averages $181.06, dentist visit averages $145.44, prescription drugs average $26.21. Overall healthcare expenses in the area are influenced by the +4% grocery cost difference.
Somerville is one of 100 cities tracked in Massachusetts. With an overall cost +57% vs the national average, it tends to be pricier than some smaller communities. Visit our Massachusetts state page to compare all cities side-by-side and find the best fit for your budget.
Somerville offers cost of living +57% compared to the national average. Key factors to consider: median home price of $1,298,783, rent of $3,898 / month, and a state income tax of 5% in Massachusetts. Explore our detailed cost breakdown above to see if Somerville fits your budget.