Maryland • 2026 Data

Cost of Living in Gaithersburg, Maryland

Overall cost of living: +34% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Gaithersburg.

Housing
+95% vs avg
Utilities
+10% vs avg
Groceries
+9% vs avg
Transportation
Housing & Utilities
+95% vs avg
Median Home Price
$1,043,684
Median Rent
$3,132 / month
Energy Bill
$241.92 / month
Phone Bill
$215.82 / month
Gas (per gallon)
$3.07 / gallon
Food & Grocery
+9% vs avg
Loaf of Bread
$4.46
Gallon of Milk
$5.17
Carton of Eggs
$5.10
Bunch of Bananas
$0.84
Hamburger
$6.31
Healthcare
Doctor's Visit
$182.75
Dentist Visit
$146.80
Optometrist Visit
$166.45
Rx Drug
$26.46
Veterinary Visit
$78.42

Gaithersburg in the Context of Maryland

State Avg Cost Index104.5
State Avg Rent$2,667/mo
State Income Tax5.75%
Cities in State97

Other Cities in Maryland

About Living in Gaithersburg, Maryland

Gaithersburg is located in Maryland and has an overall cost of living that is +34% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Gaithersburg.

Housing: Median rent in Gaithersburg is $3,132 / month, and the median home price is $1,043,684. Housing costs are +95% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.46), milk ($5.17), and eggs ($5.10) reflect the local grocery landscape. Overall grocery costs are +9% vs the national average.

Healthcare: Medical costs include doctor visits ($182.75), dentist visits ($146.80), and prescription drugs ($26.46). These costs should be factored into your monthly budget when planning a move.

Maryland has a state income tax rate of 5.75%, which affects take-home pay for Gaithersburg residents.

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Gaithersburg, Maryland Cost of Living FAQ

Common questions about living costs in Gaithersburg.

Gaithersburg, Maryland has an overall cost of living that is +34% the national average. Housing costs are +95% vs the national average. Grocery prices are +9% vs average. Utilities are +10% vs average. This makes Gaithersburg a relatively expensive city.
The median rent in Gaithersburg, Maryland is $3,132 / month. Average energy bills run $241.92 / month. Phone bills average $215.82 / month. Housing is typically the largest expense for residents.
Healthcare costs in Gaithersburg: doctor's visit averages $182.75, dentist visit averages $146.80, prescription drugs average $26.46. Overall healthcare expenses in the area are influenced by the +9% grocery cost difference.
Gaithersburg is one of 97 cities tracked in Maryland. With an overall cost +34% vs the national average, it tends to be pricier than some smaller communities. Visit our Maryland state page to compare all cities side-by-side and find the best fit for your budget.
Gaithersburg offers cost of living +34% compared to the national average. Key factors to consider: median home price of $1,043,684, rent of $3,132 / month, and a state income tax of 5.75% in Maryland. Explore our detailed cost breakdown above to see if Gaithersburg fits your budget.