Maryland • 2026 Data

Cost of Living in Chester, Maryland

Overall cost of living: +23% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Chester.

Housing
+63% vs avg
Utilities
+18% vs avg
Groceries
+2% vs avg
Transportation
Housing & Utilities
+63% vs avg
Median Home Price
$868,075
Median Rent
$2,605 / month
Energy Bill
$258.65 / month
Phone Bill
$230.75 / month
Gas (per gallon)
$3.07 / gallon
Food & Grocery
+2% vs avg
Loaf of Bread
$4.19
Gallon of Milk
$4.86
Carton of Eggs
$4.80
Bunch of Bananas
$0.79
Hamburger
$5.93
Healthcare
Doctor's Visit
$144.75
Dentist Visit
$116.28
Optometrist Visit
$131.84
Rx Drug
$20.96
Veterinary Visit
$76.77

Chester in the Context of Maryland

State Avg Cost Index104.5
State Avg Rent$2,667/mo
State Income Tax5.75%
Cities in State97

Other Cities in Maryland

About Living in Chester, Maryland

Chester is located in Maryland and has an overall cost of living that is +23% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Chester.

Housing: Median rent in Chester is $2,605 / month, and the median home price is $868,075. Housing costs are +63% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.19), milk ($4.86), and eggs ($4.80) reflect the local grocery landscape. Overall grocery costs are +2% vs the national average.

Healthcare: Medical costs include doctor visits ($144.75), dentist visits ($116.28), and prescription drugs ($20.96). These costs should be factored into your monthly budget when planning a move.

Maryland has a state income tax rate of 5.75%, which affects take-home pay for Chester residents.

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Chester, Maryland Cost of Living FAQ

Common questions about living costs in Chester.

Chester, Maryland has an overall cost of living that is +23% the national average. Housing costs are +63% vs the national average. Grocery prices are +2% vs average. Utilities are +18% vs average. This makes Chester a relatively expensive city.
The median rent in Chester, Maryland is $2,605 / month. Average energy bills run $258.65 / month. Phone bills average $230.75 / month. Housing is typically the largest expense for residents.
Healthcare costs in Chester: doctor's visit averages $144.75, dentist visit averages $116.28, prescription drugs average $20.96. Overall healthcare expenses in the area are influenced by the +2% grocery cost difference.
Chester is one of 97 cities tracked in Maryland. With an overall cost +23% vs the national average, it tends to be pricier than some smaller communities. Visit our Maryland state page to compare all cities side-by-side and find the best fit for your budget.
Chester offers cost of living +23% compared to the national average. Key factors to consider: median home price of $868,075, rent of $2,605 / month, and a state income tax of 5.75% in Maryland. Explore our detailed cost breakdown above to see if Chester fits your budget.