Illinois • 2026 Data

Cost of Living in Spring Bay, Illinois

Overall cost of living: -3% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Spring Bay.

Housing
-16% vs avg
Utilities
+4% vs avg
Groceries
-0% vs avg
Transportation
Housing & Utilities
-16% vs avg
Median Home Price
$450,138
Median Rent
$1,351 / month
Energy Bill
$228.27 / month
Phone Bill
$203.65 / month
Gas (per gallon)
$3.19 / gallon
Food & Grocery
-0% vs avg
Loaf of Bread
$4.09
Gallon of Milk
$4.74
Carton of Eggs
$4.68
Bunch of Bananas
$0.77
Hamburger
$5.78
Healthcare
Doctor's Visit
$170.75
Dentist Visit
$137.16
Optometrist Visit
$155.52
Rx Drug
$24.72
Veterinary Visit
$71.46

Spring Bay in the Context of Illinois

State Avg Cost Index103.6
State Avg Rent$1,698/mo
State Income Tax4.95%
Cities in State377

Other Cities in Illinois

About Living in Spring Bay, Illinois

Spring Bay is located in Illinois and has an overall cost of living that is -3% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Spring Bay.

Housing: Median rent in Spring Bay is $1,351 / month, and the median home price is $450,138. Housing costs are -16% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.09), milk ($4.74), and eggs ($4.68) reflect the local grocery landscape. Overall grocery costs are -0% vs the national average.

Healthcare: Medical costs include doctor visits ($170.75), dentist visits ($137.16), and prescription drugs ($24.72). These costs should be factored into your monthly budget when planning a move.

Illinois has a state income tax rate of 4.95%, which affects take-home pay for Spring Bay residents.

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Spring Bay, Illinois Cost of Living FAQ

Common questions about living costs in Spring Bay.

Spring Bay, Illinois has an overall cost of living that is -3% the national average. Housing costs are -16% vs the national average. Grocery prices are -0% vs average. Utilities are +4% vs average. This makes Spring Bay a reasonably affordable city.
The median rent in Spring Bay, Illinois is $1,351 / month. Average energy bills run $228.27 / month. Phone bills average $203.65 / month. Housing is typically the largest expense for residents.
Healthcare costs in Spring Bay: doctor's visit averages $170.75, dentist visit averages $137.16, prescription drugs average $24.72. Overall healthcare expenses in the area are influenced by the -0% grocery cost difference.
Spring Bay is one of 377 cities tracked in Illinois. With an overall cost -3% vs the national average, it is more affordable than many other cities in the state. Visit our Illinois state page to compare all cities side-by-side and find the best fit for your budget.
Spring Bay offers cost of living -3% compared to the national average. Key factors to consider: median home price of $450,138, rent of $1,351 / month, and a state income tax of 4.95% in Illinois. Explore our detailed cost breakdown above to see if Spring Bay fits your budget.