Decatur is located in Illinois and has an overall cost of living that is -20% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Decatur.

Housing: Median rent in Decatur is $807.91 / month, and the median home price is $269,200. Housing costs are -50% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.04), milk ($4.68), and eggs ($4.62) reflect the local grocery landscape. Overall grocery costs are -1% vs the national average.

Healthcare: Medical costs include doctor visits ($125.53), dentist visits ($100.83), and prescription drugs ($18.17). These costs should be factored into your monthly budget when planning a move.

Illinois has a state income tax rate of 4.95%, which affects take-home pay for Decatur residents.

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Decatur, Illinois Cost of Living FAQ

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Decatur, Illinois has an overall cost of living that is -20% the national average. Housing costs are -50% vs the national average. Grocery prices are -1% vs average. Utilities are +5% vs average. This makes Decatur a very affordable place to live.

The median rent in Decatur, Illinois is $807.91 / month. Average energy bills run $230.92 / month. Phone bills average $206.00 / month. Housing is typically the largest expense for residents.

Healthcare costs in Decatur: doctor's visit averages $125.53, dentist visit averages $100.83, prescription drugs average $18.17. Overall healthcare expenses in the area are influenced by the -1% grocery cost difference.

Decatur is one of 377 cities tracked in Illinois. With an overall cost -20% vs the national average, it is more affordable than many other cities in the state. Visit our Illinois state page to compare all cities side-by-side and find the best fit for your budget.

Decatur offers cost of living -20% compared to the national average. Key factors to consider: median home price of $269,200, rent of $807.91 / month, and a state income tax of 4.95% in Illinois. Explore our detailed cost breakdown above to see if Decatur fits your budget.