Crystal Lake is located in Illinois and has an overall cost of living that is +17% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Crystal Lake.

Housing: Median rent in Crystal Lake is $2,112 / month, and the median home price is $703,702. Housing costs are +32% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.25), milk ($4.92), and eggs ($4.86) reflect the local grocery landscape. Overall grocery costs are +4% vs the national average.

Healthcare: Medical costs include doctor visits ($178.14), dentist visits ($143.09), and prescription drugs ($25.79). These costs should be factored into your monthly budget when planning a move.

Illinois has a state income tax rate of 4.95%, which affects take-home pay for Crystal Lake residents.

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Crystal Lake, Illinois Cost of Living FAQ

Common questions about living costs in Crystal Lake.

Crystal Lake, Illinois has an overall cost of living that is +17% the national average. Housing costs are +32% vs the national average. Grocery prices are +4% vs average. Utilities are -5% vs average. This makes Crystal Lake a relatively expensive city.

The median rent in Crystal Lake, Illinois is $2,112 / month. Average energy bills run $208.02 / month. Phone bills average $185.58 / month. Housing is typically the largest expense for residents.

Healthcare costs in Crystal Lake: doctor's visit averages $178.14, dentist visit averages $143.09, prescription drugs average $25.79. Overall healthcare expenses in the area are influenced by the +4% grocery cost difference.

Crystal Lake is one of 377 cities tracked in Illinois. With an overall cost +17% vs the national average, it tends to be pricier than some smaller communities. Visit our Illinois state page to compare all cities side-by-side and find the best fit for your budget.

Crystal Lake offers cost of living +17% compared to the national average. Key factors to consider: median home price of $703,702, rent of $2,112 / month, and a state income tax of 4.95% in Illinois. Explore our detailed cost breakdown above to see if Crystal Lake fits your budget.