Illinois • 2026 Data

Cost of Living in Chatham, Illinois

Overall cost of living: +4% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Chatham.

Housing
+18% vs avg
Utilities
-6% vs avg
Groceries
-2% vs avg
Transportation
Housing & Utilities
+18% vs avg
Median Home Price
$629,100
Median Rent
$1,888 / month
Energy Bill
$207.14 / month
Phone Bill
$184.79 / month
Gas (per gallon)
$3.49 / gallon
Food & Grocery
-2% vs avg
Loaf of Bread
$4.00
Gallon of Milk
$4.63
Carton of Eggs
$4.57
Bunch of Bananas
$0.75
Hamburger
$5.65
Healthcare
Doctor's Visit
$125.83
Dentist Visit
$101.08
Optometrist Visit
$114.61
Rx Drug
$18.22
Veterinary Visit
$68.74

Chatham in the Context of Illinois

State Avg Cost Index103.6
State Avg Rent$1,698/mo
State Income Tax4.95%
Cities in State377

Other Cities in Illinois

About Living in Chatham, Illinois

Chatham is located in Illinois and has an overall cost of living that is +4% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Chatham.

Housing: Median rent in Chatham is $1,888 / month, and the median home price is $629,100. Housing costs are +18% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.00), milk ($4.63), and eggs ($4.57) reflect the local grocery landscape. Overall grocery costs are -2% vs the national average.

Healthcare: Medical costs include doctor visits ($125.83), dentist visits ($101.08), and prescription drugs ($18.22). These costs should be factored into your monthly budget when planning a move.

Illinois has a state income tax rate of 4.95%, which affects take-home pay for Chatham residents.

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Chatham, Illinois Cost of Living FAQ

Common questions about living costs in Chatham.

Chatham, Illinois has an overall cost of living that is +4% the national average. Housing costs are +18% vs the national average. Grocery prices are -2% vs average. Utilities are -6% vs average. This makes Chatham a city with costs close to national averages.
The median rent in Chatham, Illinois is $1,888 / month. Average energy bills run $207.14 / month. Phone bills average $184.79 / month. Housing is typically the largest expense for residents.
Healthcare costs in Chatham: doctor's visit averages $125.83, dentist visit averages $101.08, prescription drugs average $18.22. Overall healthcare expenses in the area are influenced by the -2% grocery cost difference.
Chatham is one of 377 cities tracked in Illinois. With an overall cost +4% vs the national average, it tends to be pricier than some smaller communities. Visit our Illinois state page to compare all cities side-by-side and find the best fit for your budget.
Chatham offers cost of living +4% compared to the national average. Key factors to consider: median home price of $629,100, rent of $1,888 / month, and a state income tax of 4.95% in Illinois. Explore our detailed cost breakdown above to see if Chatham fits your budget.