Illinois • 2026 Data

Cost of Living in Belvidere, Illinois

Overall cost of living: -7% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Belvidere.

Housing
-12% vs avg
Utilities
-8% vs avg
Groceries
-1% vs avg
Transportation
Housing & Utilities
-12% vs avg
Median Home Price
$467,989
Median Rent
$1,405 / month
Energy Bill
$202.52 / month
Phone Bill
$180.67 / month
Gas (per gallon)
$3.09 / gallon
Food & Grocery
-1% vs avg
Loaf of Bread
$4.06
Gallon of Milk
$4.71
Carton of Eggs
$4.65
Bunch of Bananas
$0.76
Hamburger
$5.75
Healthcare
Doctor's Visit
$176.14
Dentist Visit
$141.49
Optometrist Visit
$160.43
Rx Drug
$25.50
Veterinary Visit
$68.53

Belvidere in the Context of Illinois

State Avg Cost Index103.6
State Avg Rent$1,698/mo
State Income Tax4.95%
Cities in State377

Other Cities in Illinois

About Living in Belvidere, Illinois

Belvidere is located in Illinois and has an overall cost of living that is -7% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Belvidere.

Housing: Median rent in Belvidere is $1,405 / month, and the median home price is $467,989. Housing costs are -12% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.06), milk ($4.71), and eggs ($4.65) reflect the local grocery landscape. Overall grocery costs are -1% vs the national average.

Healthcare: Medical costs include doctor visits ($176.14), dentist visits ($141.49), and prescription drugs ($25.50). These costs should be factored into your monthly budget when planning a move.

Illinois has a state income tax rate of 4.95%, which affects take-home pay for Belvidere residents.

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Belvidere, Illinois Cost of Living FAQ

Common questions about living costs in Belvidere.

Belvidere, Illinois has an overall cost of living that is -7% the national average. Housing costs are -12% vs the national average. Grocery prices are -1% vs average. Utilities are -8% vs average. This makes Belvidere a reasonably affordable city.
The median rent in Belvidere, Illinois is $1,405 / month. Average energy bills run $202.52 / month. Phone bills average $180.67 / month. Housing is typically the largest expense for residents.
Healthcare costs in Belvidere: doctor's visit averages $176.14, dentist visit averages $141.49, prescription drugs average $25.50. Overall healthcare expenses in the area are influenced by the -1% grocery cost difference.
Belvidere is one of 377 cities tracked in Illinois. With an overall cost -7% vs the national average, it is more affordable than many other cities in the state. Visit our Illinois state page to compare all cities side-by-side and find the best fit for your budget.
Belvidere offers cost of living -7% compared to the national average. Key factors to consider: median home price of $467,989, rent of $1,405 / month, and a state income tax of 4.95% in Illinois. Explore our detailed cost breakdown above to see if Belvidere fits your budget.