HI17 Cities • 2026 Data

Cost of Living in Hawaii

Explore cost of living data for 17 cities in Hawaii. Compare housing, rent, groceries, healthcare, and utility costs with detailed city-by-city breakdowns.

Cost Index
100.0
Average
Avg Rent
$2,382
/month
State Tax
11%
income tax
Avg Income
$N/A
/year
Cities
17
tracked

All Cities in Hawaii(17 of 17)

Living in Hawaii: What to Know

Hawaii has a cost of living index of 100.0, meaning overall expenses are approximately in line with the national average. With 17 cities tracked in our database, the state offers a wide range of living situations from very affordable small towns to pricier metropolitan areas.

Housing is typically the largest expense category. Average rent in Hawaii is approximately $2,382 per month, with significant variation between urban centers and rural communities. Median home values average around $793,713 statewide.

The state income tax rate in Hawaii is 11%, which directly affects take-home pay. Factor this into salary comparisons when considering a move from states with different tax rates.

Hawaii Cost of Living FAQ

Common questions about living costs in Hawaii.

Hawaii has a cost of living index of 100.0 compared to the national average of 100. This means costs are approximately in line with national averages. The state has 17 cities tracked in our database with varying costs across urban and rural areas.
The average monthly rent in Hawaii is approximately $2,382 per month. Rent varies significantly by city — major metropolitan areas tend to have rents 30-60% higher than rural communities within the state. Our city-by-city breakdown below provides median rent, median home prices, and utility costs for every tracked city.
Hawaii has a state income tax rate of approximately 11%. This affects take-home pay significantly — on a $100,000 salary, you'd pay roughly $11,000 in state income taxes.
The most affordable cities in Hawaii include Captain Cook (+46% vs national average), Hilo (+46% vs national average), Holualoa (+46% vs national average). These cities offer significantly lower housing, grocery, and healthcare costs compared to national averages. Explore each city page for detailed expense breakdowns.
Hawaii offers average cost of living with 17 cities to choose from. Key factors to consider include housing costs (average rent ~$2,382/mo), job market, climate, and quality of life. Browse individual city pages below for specific cost breakdowns to help you decide.