Florida • 2026 Data

Cost of Living in Zephyrhills, Florida

Overall cost of living: -14% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Zephyrhills.

Housing
-51% vs avg
Utilities
+7% vs avg
Groceries
+6% vs avg
Transportation
Housing & Utilities
-51% vs avg
Median Home Price
$263,817
Median Rent
$791.76 / month
Energy Bill
$235.76 / month
Phone Bill
$210.32 / month
Gas (per gallon)
$3.10 / gallon
Food & Grocery
+6% vs avg
Loaf of Bread
$4.33
Gallon of Milk
$5.02
Carton of Eggs
$4.95
Bunch of Bananas
$0.81
Hamburger
$6.12
Healthcare
Doctor's Visit
$141.06
Dentist Visit
$113.31
Optometrist Visit
$128.48
Rx Drug
$20.42
Veterinary Visit
$69.74

Zephyrhills in the Context of Florida

State Avg Cost Index104.0
State Avg Rent$1,597/mo
State Income TaxNone
Cities in State212

Other Cities in Florida

About Living in Zephyrhills, Florida

Zephyrhills is located in Florida and has an overall cost of living that is -14% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Zephyrhills.

Housing: Median rent in Zephyrhills is $791.76 / month, and the median home price is $263,817. Housing costs are -51% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.33), milk ($5.02), and eggs ($4.95) reflect the local grocery landscape. Overall grocery costs are +6% vs the national average.

Healthcare: Medical costs include doctor visits ($141.06), dentist visits ($113.31), and prescription drugs ($20.42). These costs should be factored into your monthly budget when planning a move.

Florida has no state income tax, which means residents of Zephyrhills keep more of their earnings. This is especially beneficial for high-income earners and retirees.

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Zephyrhills, Florida Cost of Living FAQ

Common questions about living costs in Zephyrhills.

Zephyrhills, Florida has an overall cost of living that is -14% the national average. Housing costs are -51% vs the national average. Grocery prices are +6% vs average. Utilities are +7% vs average. This makes Zephyrhills a very affordable place to live.
The median rent in Zephyrhills, Florida is $791.76 / month. Average energy bills run $235.76 / month. Phone bills average $210.32 / month. Housing is typically the largest expense for residents.
Healthcare costs in Zephyrhills: doctor's visit averages $141.06, dentist visit averages $113.31, prescription drugs average $20.42. Overall healthcare expenses in the area are influenced by the +6% grocery cost difference.
Zephyrhills is one of 212 cities tracked in Florida. With an overall cost -14% vs the national average, it is more affordable than many other cities in the state. Visit our Florida state page to compare all cities side-by-side and find the best fit for your budget.
Zephyrhills offers cost of living -14% compared to the national average. Key factors to consider: median home price of $263,817, rent of $791.76 / month, and no state income tax in Florida. Explore our detailed cost breakdown above to see if Zephyrhills fits your budget.