Florida • 2026 Data

Cost of Living in Osprey, Florida

Overall cost of living: +5% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Osprey.

Housing
+13% vs avg
Utilities
+5% vs avg
Groceries
+7% vs avg
Transportation
Housing & Utilities
+13% vs avg
Median Home Price
$604,632
Median Rent
$1,815 / month
Energy Bill
$230.92 / month
Phone Bill
$206.00 / month
Gas (per gallon)
$3.13 / gallon
Food & Grocery
+7% vs avg
Loaf of Bread
$4.38
Gallon of Milk
$5.08
Carton of Eggs
$5.01
Bunch of Bananas
$0.82
Hamburger
$6.20
Healthcare
Doctor's Visit
$161.68
Dentist Visit
$129.87
Optometrist Visit
$147.26
Rx Drug
$23.41
Veterinary Visit
$68.81

Osprey in the Context of Florida

State Avg Cost Index104.0
State Avg Rent$1,597/mo
State Income TaxNone
Cities in State212

Other Cities in Florida

About Living in Osprey, Florida

Osprey is located in Florida and has an overall cost of living that is +5% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Osprey.

Housing: Median rent in Osprey is $1,815 / month, and the median home price is $604,632. Housing costs are +13% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.38), milk ($5.08), and eggs ($5.01) reflect the local grocery landscape. Overall grocery costs are +7% vs the national average.

Healthcare: Medical costs include doctor visits ($161.68), dentist visits ($129.87), and prescription drugs ($23.41). These costs should be factored into your monthly budget when planning a move.

Florida has no state income tax, which means residents of Osprey keep more of their earnings. This is especially beneficial for high-income earners and retirees.

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Osprey, Florida Cost of Living FAQ

Common questions about living costs in Osprey.

Osprey, Florida has an overall cost of living that is +5% the national average. Housing costs are +13% vs the national average. Grocery prices are +7% vs average. Utilities are +5% vs average. This makes Osprey a city with costs close to national averages.
The median rent in Osprey, Florida is $1,815 / month. Average energy bills run $230.92 / month. Phone bills average $206.00 / month. Housing is typically the largest expense for residents.
Healthcare costs in Osprey: doctor's visit averages $161.68, dentist visit averages $129.87, prescription drugs average $23.41. Overall healthcare expenses in the area are influenced by the +7% grocery cost difference.
Osprey is one of 212 cities tracked in Florida. With an overall cost +5% vs the national average, it tends to be pricier than some smaller communities. Visit our Florida state page to compare all cities side-by-side and find the best fit for your budget.
Osprey offers cost of living +5% compared to the national average. Key factors to consider: median home price of $604,632, rent of $1,815 / month, and no state income tax in Florida. Explore our detailed cost breakdown above to see if Osprey fits your budget.