Florida • 2026 Data

Cost of Living in Oldsmar, Florida

Overall cost of living: -4% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Oldsmar.

Housing
-22% vs avg
Utilities
+7% vs avg
Groceries
+6% vs avg
Transportation
Housing & Utilities
-22% vs avg
Median Home Price
$418,597
Median Rent
$1,256 / month
Energy Bill
$235.76 / month
Phone Bill
$210.32 / month
Gas (per gallon)
$3.10 / gallon
Food & Grocery
+6% vs avg
Loaf of Bread
$4.33
Gallon of Milk
$5.02
Carton of Eggs
$4.95
Bunch of Bananas
$0.81
Hamburger
$6.12
Healthcare
Doctor's Visit
$141.06
Dentist Visit
$113.31
Optometrist Visit
$128.48
Rx Drug
$20.42
Veterinary Visit
$69.74

Oldsmar in the Context of Florida

State Avg Cost Index104.0
State Avg Rent$1,597/mo
State Income TaxNone
Cities in State212

Other Cities in Florida

About Living in Oldsmar, Florida

Oldsmar is located in Florida and has an overall cost of living that is -4% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Oldsmar.

Housing: Median rent in Oldsmar is $1,256 / month, and the median home price is $418,597. Housing costs are -22% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.33), milk ($5.02), and eggs ($4.95) reflect the local grocery landscape. Overall grocery costs are +6% vs the national average.

Healthcare: Medical costs include doctor visits ($141.06), dentist visits ($113.31), and prescription drugs ($20.42). These costs should be factored into your monthly budget when planning a move.

Florida has no state income tax, which means residents of Oldsmar keep more of their earnings. This is especially beneficial for high-income earners and retirees.

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Oldsmar, Florida Cost of Living FAQ

Common questions about living costs in Oldsmar.

Oldsmar, Florida has an overall cost of living that is -4% the national average. Housing costs are -22% vs the national average. Grocery prices are +6% vs average. Utilities are +7% vs average. This makes Oldsmar a reasonably affordable city.
The median rent in Oldsmar, Florida is $1,256 / month. Average energy bills run $235.76 / month. Phone bills average $210.32 / month. Housing is typically the largest expense for residents.
Healthcare costs in Oldsmar: doctor's visit averages $141.06, dentist visit averages $113.31, prescription drugs average $20.42. Overall healthcare expenses in the area are influenced by the +6% grocery cost difference.
Oldsmar is one of 212 cities tracked in Florida. With an overall cost -4% vs the national average, it is more affordable than many other cities in the state. Visit our Florida state page to compare all cities side-by-side and find the best fit for your budget.
Oldsmar offers cost of living -4% compared to the national average. Key factors to consider: median home price of $418,597, rent of $1,256 / month, and no state income tax in Florida. Explore our detailed cost breakdown above to see if Oldsmar fits your budget.