Florida • 2026 Data

Cost of Living in Jacksonville, Florida

Overall cost of living: -10% vs national average

Detailed housing, grocery, healthcare, and utility cost data for Jacksonville.

Housing
-20% vs avg
Utilities
-9% vs avg
Groceries
+5% vs avg
Transportation
Housing & Utilities
-20% vs avg
Median Home Price
$428,370
Median Rent
$1,286 / month
Energy Bill
$199.88 / month
Phone Bill
$178.31 / month
Gas (per gallon)
$2.60 / gallon
Food & Grocery
+5% vs avg
Loaf of Bread
$4.30
Gallon of Milk
$4.98
Carton of Eggs
$4.92
Bunch of Bananas
$0.81
Hamburger
$6.08
Healthcare
Doctor's Visit
$127.06
Dentist Visit
$102.07
Optometrist Visit
$115.73
Rx Drug
$18.40
Veterinary Visit
$67.16

Jacksonville in the Context of Florida

State Avg Cost Index104.0
State Avg Rent$1,597/mo
State Income TaxNone
Cities in State212

Other Cities in Florida

About Living in Jacksonville, Florida

Jacksonville is located in Florida and has an overall cost of living that is -10% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Jacksonville.

Housing: Median rent in Jacksonville is $1,286 / month, and the median home price is $428,370. Housing costs are -20% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.30), milk ($4.98), and eggs ($4.92) reflect the local grocery landscape. Overall grocery costs are +5% vs the national average.

Healthcare: Medical costs include doctor visits ($127.06), dentist visits ($102.07), and prescription drugs ($18.40). These costs should be factored into your monthly budget when planning a move.

Florida has no state income tax, which means residents of Jacksonville keep more of their earnings. This is especially beneficial for high-income earners and retirees.

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Jacksonville, Florida Cost of Living FAQ

Common questions about living costs in Jacksonville.

Jacksonville, Florida has an overall cost of living that is -10% the national average. Housing costs are -20% vs the national average. Grocery prices are +5% vs average. Utilities are -9% vs average. This makes Jacksonville a reasonably affordable city.
The median rent in Jacksonville, Florida is $1,286 / month. Average energy bills run $199.88 / month. Phone bills average $178.31 / month. Housing is typically the largest expense for residents.
Healthcare costs in Jacksonville: doctor's visit averages $127.06, dentist visit averages $102.07, prescription drugs average $18.40. Overall healthcare expenses in the area are influenced by the +5% grocery cost difference.
Jacksonville is one of 212 cities tracked in Florida. With an overall cost -10% vs the national average, it is more affordable than many other cities in the state. Visit our Florida state page to compare all cities side-by-side and find the best fit for your budget.
Jacksonville offers cost of living -10% compared to the national average. Key factors to consider: median home price of $428,370, rent of $1,286 / month, and no state income tax in Florida. Explore our detailed cost breakdown above to see if Jacksonville fits your budget.