Clearwater is located in Florida and has an overall cost of living that is -4% compared to the national average. Understanding the full picture of living expenses — from housing and rent to grocery bills and healthcare — is essential when considering a move to Clearwater.

Housing: Median rent in Clearwater is $1,347 / month, and the median home price is $448,713. Housing costs are -16% compared to the national average, which significantly impacts monthly budgets.

Groceries: Daily essentials like bread ($4.33), milk ($5.02), and eggs ($4.95) reflect the local grocery landscape. Overall grocery costs are +6% vs the national average.

Healthcare: Medical costs include doctor visits ($141.06), dentist visits ($113.31), and prescription drugs ($20.42). These costs should be factored into your monthly budget when planning a move.

Florida has no state income tax, which means residents of Clearwater keep more of their earnings. This is especially beneficial for high-income earners and retirees.

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Clearwater, Florida Cost of Living FAQ

Common questions about living costs in Clearwater.

Clearwater, Florida has an overall cost of living that is -4% the national average. Housing costs are -16% vs the national average. Grocery prices are +6% vs average. Utilities are +7% vs average. This makes Clearwater a reasonably affordable city.

The median rent in Clearwater, Florida is $1,347 / month. Average energy bills run $235.76 / month. Phone bills average $210.32 / month. Housing is typically the largest expense for residents.

Healthcare costs in Clearwater: doctor's visit averages $141.06, dentist visit averages $113.31, prescription drugs average $20.42. Overall healthcare expenses in the area are influenced by the +6% grocery cost difference.

Clearwater is one of 212 cities tracked in Florida. With an overall cost -4% vs the national average, it is more affordable than many other cities in the state. Visit our Florida state page to compare all cities side-by-side and find the best fit for your budget.

Clearwater offers cost of living -4% compared to the national average. Key factors to consider: median home price of $448,713, rent of $1,347 / month, and no state income tax in Florida. Explore our detailed cost breakdown above to see if Clearwater fits your budget.